Financial Agreements
Payment plans, installment agreements, fee structures, and investment contracts. Free templates — download PDF or Word, no signup required (2026).
Credit Application Form (Australia)
A Trade Credit Application Form is the foundational document used in Australian business-to-business (B2B) commerce to establish a formal credit relationship between a supplier and a customer. When a business wants to receive goods or services from a supplier and pay for them within agreed payment terms — typically 7, 14, 30, or 60 days after invoicing — rather than paying in advance or at the point of delivery, the supplier will require the customer to complete a credit application form. This Australian Credit Application Form template is designed for suppliers, wholesalers, distributors, and service providers who wish to capture all legally required information, assess creditworthiness, and protect their interests through a comprehensive legal framework. The document addresses Australia's key regulatory frameworks for trade credit. The National Consumer Credit Protection Act 2009 (Cth) is relevant where credit is extended to individuals or to businesses for personal, domestic, or household purposes. However, the template is designed for B2B trade credit, which falls outside the regulated credit regime under the NCCP Act and is instead governed by general contract law, the Australian Consumer Law (ACL), and the Privacy Act 1988 (Cth). The Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs) impose significant obligations on businesses that collect personal information about individuals, including company directors and sole traders who apply for credit. The credit application process inevitably involves the collection of personal information — names, residential addresses, phone numbers, and financial details of the individuals associated with the applicant business. The template includes a comprehensive privacy consent clause that authorises the supplier to collect, use, and disclose that information for the purposes of credit assessment, account management, and debt collection, in compliance with the APPs. The Personal Property Securities Act 2009 (Cth) and the Personal Property Securities Register (PPSR) are highly relevant to trade credit. Under the PPSA, a supplier who sells goods on credit can register a security interest over those goods on the PPSR, ensuring that if the customer becomes insolvent before paying, the supplier retains a priority claim to the goods (or their proceeds) ahead of the customer's general unsecured creditors. The template includes an optional PPSR clause with a retention of title provision, which is a practical and important protection for suppliers dealing with corporate customers that may be at risk of insolvency. The Australian Consumer Law (ACL), contained in Schedule 2 to the Competition and Consumer Act 2010 (Cth), prohibits misleading and deceptive conduct, unconscionable conduct, and unfair contract terms. The template's credit conditions are drafted to be fair, transparent, and consistent with the ACL framework, including the expanded small business protections introduced in 2024. The Goods and Services Tax Act 1999 (Cth) requires that all prices and invoices correctly state the GST-exclusive price and the GST component (currently 10% of the GST-exclusive price). The template includes a GST clause confirming that all quoted prices are GST-exclusive and that GST will be added to invoices as required by law. Late payment interest is a significant commercial issue in Australian trade credit. The Reserve Bank of Australia cash rate is the standard reference rate for calculating late payment interest in the absence of a specific contractual rate. The template specifies a commercially reasonable interest rate of 2% per annum above the RBA cash rate, calculated daily and compounded monthly on overdue invoices.
Credit Terms Agreement (Trade Credit) — Australia
Create an Australian Business-to-Business Credit Terms Agreement (trade credit agreement) for suppliers extending credit to commercial customers. Covers approved credit limit, payment terms (30/60/90 days), overdue interest under the PPSA, early payment discounts, personal guarantee by director, retention of title clauses, PPSR registration, debt collection costs, GST treatment, privacy, and governing law. Suitable for trade suppliers, wholesalers, manufacturers, and service providers.
Guarantee Agreement (Australia)
Create a legally binding Guarantee Agreement for Australia. Documents a guarantor's obligation to pay a debt or perform an obligation if the principal debtor defaults. Compliant with Australian common law and the relevant state Statute of Frauds requirements.
Notice to Guarantor (Australia)
Create an Australian Notice to Guarantor under the PPSA and/or National Credit Code. Covers PPSA section 132 enforcement notices, National Credit Code guarantor rights (sections 72, 88, 185, 186), demand for payment, notice of default by principal debtor, notice of variation or extension of credit arrangement, PPSR enforcement action, guarantor rights of redemption and subrogation, independent legal advice reminder, and contact with AFCA. Suitable for lenders, financiers, trade creditors, and solicitors.
Instalment Contract / Hire Purchase Agreement (Australia)
Create an Australian Instalment Contract (hire purchase agreement) for the sale of goods on deferred payment terms. Covers purchase price, deposit, amount financed, interest rate, instalment schedule, retention of title, PPSA security interest registration, National Credit Code disclosure for consumer transactions, late payment fees, default and repossession rights, and governing law. Suitable for vehicles, equipment, plant, and other goods.
Instalment Payment Agreement (Australia)
Create a formal Instalment Payment Agreement for Australia. Documents repayment of a debt or purchase price in scheduled instalments in AUD. Covers payment schedule, interest, default consequences, and governing law under Australian contract principles.
Investment Agreement (Australia)
Create an Investment Agreement for equity investment into an Australian company. Covers the Corporations Act 2001 (Cth) ss 708 and 1012E (wholesale and sophisticated investor exemptions from disclosure), FIRB approval obligations under the Foreign Acquisitions and Takeovers Act 1975 (Cth) for foreign investors, investor classification, subscription price and share allotment, ASIC Form 484 filing obligations, use of proceeds, representations and warranties, board observer rights, information rights, anti-dilution protection, tag-along and drag-along rights, confidentiality, and governing law. Suitable for angel investment, seed rounds, Series A and later rounds by Australian and international investors into Australian proprietary companies (Pty Ltd) and public companies. Raising equity capital from investors is one of the most significant milestones in the lifecycle of an Australian startup or growing company. An Investment Agreement is the core legal document that records the terms on which the investor subscribes for shares in the company, setting out the respective rights and obligations of both the company and the investor from Completion through the life of the investment. In Australia, the legal framework for investment into companies is primarily governed by the Corporations Act 2001 (Cth). Any offer of shares to investors is, in principle, a 'regulated offer' that requires a disclosure document (such as a prospectus under s 710 or an information memorandum) unless an exemption applies. For most startup and early-stage investment rounds, the most commonly relied upon exemptions are: the sophisticated investor exemption under s 708(8), which applies where the investor has net assets of at least $2.5 million or gross income of at least $250,000 per year for each of the last two financial years (with a qualified accountant's certificate confirming eligibility); and the wholesale client exemption under s 761G, which applies to certain types of institutional and professional investors. For foreign investors, the Foreign Acquisitions and Takeovers Act 1975 (Cth) (FATA) and the associated regulations (administered by the Foreign Investment Review Board, or FIRB) may require prior approval before a foreign person acquires a 'substantial interest' (generally 20% or more) in an Australian business. The applicable monetary threshold varies depending on the nature of the investor, the nature of the Australian business, and the sector involved. As of 2025-26, most private company investments by non-government foreign investors are screened against a threshold of $330 million (subject to exceptions for sensitive sectors, agricultural land, residential land, and businesses with national security implications, where lower thresholds apply). Companies and investors must carefully consider FIRB obligations before completing a transaction involving a foreign investor. The Investment Agreement typically addresses: the investor's classification and the exemption being relied upon under the Corporations Act; the number and class of shares to be subscribed for, the subscription price per share, and the total investment amount in AUD; the completion mechanics (including payment, allotment, ASIC filings under s 254X, and delivery of share certificates or holding statements); the use of proceeds; representations and warranties by both the company and the investor; investor protection rights such as board observer seats, information rights, anti-dilution protection, and tag-along/drag-along rights; confidentiality; and the governing law (typically the law of the Australian state in which the company is registered). For companies that anticipate multiple investors participating in a round, a Shareholders Agreement should be executed alongside or as a condition of the Investment Agreement, to govern the ongoing relationship between all shareholders. For large or complex investment rounds, a term sheet (or Heads of Agreement) is often agreed before the formal Investment Agreement is negotiated. Parties should obtain independent legal advice before executing an Investment Agreement, particularly in relation to ASIC disclosure exemption eligibility, FIRB obligations, and the interaction between the Investment Agreement and the company's Constitution and any existing Shareholders Agreement.
Payment Plan Agreement (Australia)
A Payment Plan Agreement (also called an instalment payment plan or repayment arrangement) is a binding written contract between a creditor and a debtor that sets out a structured schedule for repaying an outstanding debt in regular instalments rather than as a single lump sum. In Australia, these agreements are used across a broad range of contexts — from businesses allowing customers to settle overdue invoices by instalments, to landlords accepting arrears payments from tenants, to individuals agreeing to repay personal debts to family members or friends. Under Australian law, payment plan agreements are governed by a combination of contract law and specific statutory regimes depending on the nature of the debt and the parties involved. The most significant regulatory framework is the National Consumer Credit Protection Act 2009 (Cth) (NCCP Act) and the National Credit Code (Schedule 1 to the NCCP Act), which apply when a creditor provides credit to an individual for personal, domestic, or household purposes and charges interest or fees for doing so. Where the NCCP Act applies, the creditor must hold an Australian Credit Licence issued by the Australian Securities and Investments Commission (ASIC), provide mandatory pre-contractual disclosures, comply with responsible lending obligations, and follow prescribed enforcement procedures (including serving a default notice with at least 30 days to remedy before commencing enforcement action). For commercial debts — for example, where a business provides goods or services on credit to another business — the NCCP Act generally does not apply. Such arrangements are governed by general contract law, the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), and (where relevant) the Personal Property Securities Act 2009 (Cth) (PPSA). The Australian Consumer Law prohibits unfair contract terms in standard form consumer and small business contracts, and any late payment fee or other charge included in a payment plan agreement must not be an unfair contract term or amount to an unenforceable penalty under the common law penalty doctrine. A well-drafted Payment Plan Agreement provides certainty for both parties. For the creditor, it creates an enforceable repayment schedule and records the debtor's acknowledgment of the debt, which is important if legal proceedings ever become necessary. For the debtor, it provides a structured, manageable pathway to clearing the debt, protects against unexpected demands for immediate payment in full, and may help preserve a commercial relationship with the creditor. Key terms that should be included in an Australian Payment Plan Agreement include: the full names and addresses of both parties; a clear description of the original debt and how it arose; the total amount outstanding in Australian Dollars (AUD); the number, amount, and frequency of instalments (whether weekly, fortnightly, monthly, or quarterly); the date the first payment is due; the method of payment (for example, EFT, BPAY, direct debit, or cheque); the annual interest rate (if any) and how it is calculated; any late payment fee (which must be a genuine pre-estimate of loss and not a penalty); the consequences of default, including acceleration of the outstanding balance; and the governing law (being the law of the relevant Australian state or territory). From a practical standpoint, parties should also consider whether the creditor should register a security interest on the Personal Property Securities Register (PPSR) if the debt is secured by personal property, and whether the agreement triggers any stamp duty obligations under state or territory legislation (though most payment plan agreements for debt do not attract stamp duty in Australia). This template is suitable for use throughout Australia, including in New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, the Australian Capital Territory, and the Northern Territory. It is designed for both consumer and commercial payment arrangements and should be reviewed by a solicitor where the NCCP Act may apply or where significant sums are involved.
Personal Guarantee (Australia)
A Personal Guarantee is one of the most consequential financial documents an individual can sign in an Australian commercial context. It transforms what might otherwise be a purely corporate obligation into a direct, personal liability enforceable against the guarantor's own assets — including their home, savings, and other property. This Australian Personal Guarantee template is designed for use by company directors, business owners, and other individuals who are required to personally guarantee the obligations of a company or other entity to a creditor, supplier, landlord, or lender. In Australia, personal guarantees are routinely required across a broad range of commercial arrangements. Banks and non-bank lenders almost universally require company directors to personally guarantee business loans extended to their companies. Commercial landlords frequently require director guarantees for corporate tenants. Suppliers extending trade credit to new or small businesses commonly require a personal guarantee before opening a credit account. The template addresses all of these scenarios. The document is structured to comply with Australian law requirements. Under the legislation continuing the Statute of Frauds in each Australian state and territory — including section 54A of the Conveyancing Act 1919 (NSW), section 126 of the Instruments Act 1958 (Vic), and equivalent provisions in other jurisdictions — a guarantee must be in writing and signed by the guarantor to be enforceable. An oral or informal guarantee is void and unenforceable regardless of the parties' clear intentions. The template includes a full indemnity clause alongside the guarantee. While a guarantee is a secondary obligation (coextensive with the company's liability and potentially defeated if the underlying agreement is void), an indemnity is a primary and independent obligation that survives even if the underlying contract is found to be defective or unenforceable. Combining both gives the beneficiary the maximum available protection and is standard in Australian commercial practice. The Australian Consumer Law (ACL), contained in Schedule 2 to the Competition and Consumer Act 2010 (Cth), may affect personal guarantees where the guarantor is a small business. Since October 2024, the unfair contract terms regime in the ACL applies to small business contracts, including guarantee documents, where certain threshold criteria are met. The template includes an optional ACL acknowledgment clause to address this in a transparent and balanced way. The Corporations Act 2001 (Cth) is relevant where the guarantor is a director of the company. Directors owe duties under the Act including the duty to act in good faith in the best interests of the corporation and for a proper purpose (section 181), and the duty to avoid conflicts of interest. Where a director provides a personal guarantee in their capacity as director, those duties are relevant context. The template includes an optional director capacity clause to acknowledge this statutory framework. Australian courts have a well-developed equitable jurisdiction to set aside personal guarantees obtained by unconscionable conduct, undue influence, or non-disclosure. Guarantees signed by family members of the principal debtor — particularly spouses — are most vulnerable to challenge. For this reason, Australian creditors typically insist that guarantors obtain independent legal advice from a solicitor before signing, and the template includes a clause confirming that this opportunity was provided. The template allows the guarantor's liability to be capped at a maximum dollar amount, creating a limited guarantee, or left uncapped for an unlimited guarantee. This is an important commercial decision: an unlimited guarantee exposes the guarantor to the full extent of the company's obligations, including future obligations that may not yet be quantifiable at the time of signing.
Security Agreement (PPSA) — Australia
Create an Australian Security Agreement registrable on the Personal Property Securities Register (PPSR). Covers creation and attachment of security interests under the Personal Property Securities Act 2009 (Cth), collateral description (ALLPAAP, specific goods, receivables, inventory, equipment), perfection by registration, priority rules, proceeds, insurance covenants, all-monies obligations, and PPSA enforcement rights under Chapter 4. Suitable for commercial lenders, financiers, trade creditors, and asset-based finance.
Chattel Mortgage / Fiduciary Alienation of Movable Property Brazil
A Fiduciary Alienation of Movable Property contract for Brazil — governed by Decreto-Lei 911/1969 and Código Civil Arts. 1.361–1.368-B, creating a security interest in vehicles, machinery and equipment to guarantee financial obligations, with extrajudicial repossession (busca e apreensão).
Fiduciary Assignment of Receivables Brazil (Cessão Fiduciária de Recebíveis)
Fiduciary assignment of receivables agreement for Brazil — governed by Civil Code Arts. 1.361–1.368-B and Lei 9.514/1997, creating a fiduciary lien over receivables as collateral for a credit obligation.
Receivables Assignment Agreement Brazil (Cessão de Recebíveis)
A Receivables Assignment Agreement (Cessão de Recebíveis) for Brazil — governed by Código Civil Arts. 286–298, transferring future or existing receivables from assignor (cedente) to assignee (cessionário), used in factoring, FIDC operations and working capital financing.
Escrow Account Agreement Brazil (Contrato de Conta Escrow)
An Escrow Account Agreement (Contrato de Conta Escrow) for Brazil — governed by the Código Civil, allowing parties in a transaction to deposit funds with a neutral escrow agent (banco custodiante or third-party agent) to be released only upon fulfillment of specific contractual conditions.
Angel Investment Agreement Brazil (Contrato de Investimento Anjo)
An Angel Investment Agreement (Contrato de Investimento Anjo) for Brazil — governed by Lei Complementar 155/2016 Art. 61-A, allowing angel investors to contribute funds to microenterprises and small businesses (MEI, ME, EPP) without becoming partners or assuming liabilities of the investee.
Life Annuity Contract Brazil (Contrato de Renda Vitalícia)
A Life Annuity Contract (Contrato de Renda Vitalícia) for Brazil — governed by Código Civil Arts. 803–813, establishing periodic income payments for the lifetime of the beneficiary in exchange for capital or property transfer.
Life Insurance Contract Brazil (Contrato de Seguro de Vida)
A Life Insurance Contract (Contrato de Seguro de Vida) for Brazil — governed by Código Civil Art. 789 and Circular SUSEP 302/2005, formalizing the obligation of the insurer to pay the capital insured to the designated beneficiaries upon the death of the insured person.
Debenture Deed Brazil (Escritura de Emissão de Debêntures)
A Debenture Deed (Escritura de Emissão de Debêntures) for Brazil — governed by Lei 6.404/1976 Arts. 52–74 (Corporations Law), regulating long-term debt securities issued by S.A. companies for capital markets fundraising, with trustee (agente fiduciário) and CVM registration.
Credit Agreement (Canada)
Create a legally binding Canadian Credit Agreement for extending credit to a customer or business. Covers credit limit, interest rate (compliant with the criminal rate under the Criminal Code), repayment terms, security, default provisions, and provincial consumer protection compliance.
Guarantee Agreement (Canada)
Formalize a personal or corporate guarantee for a Canadian debt or obligation. Covers guarantor liability, primary debt details in CAD, and enforcement under provincial guarantee law.
Instalment Payment Agreement (Canada)
Structure a repayment plan in Canada for outstanding debts or purchases. Documents CAD amounts, payment schedule, interest if any, and default provisions under Canadian contract law.
Payment Plan Agreement (Canada)
Create a structured payment plan under Canadian law. Compliant with Criminal Code interest rate limits and Interest Act disclosure requirements.
Personal Guarantee (Canada)
Create a binding personal guarantee in Canada. Guarantor takes personal liability for a company or individual's debt under Canadian contract law, the Bank Act, and provincial guarantee legislation including Ontario's Statute of Frauds requirements.
Royalty Agreement (Canada)
Create a Canadian Royalty Agreement for intellectual property licensing with royalty payments. Covers Copyright Act moral rights, Patent Act, Trademarks Act, GST/HST on royalties, Part XIII withholding tax, and CRA reporting obligations.
Investment Advisory Agreement Switzerland
Template for a Swiss investment advisory agreement (Anlageberatungsvertrag) under FIDLEG Art. 11, 13, 23; FINIG; KAG. Covers client categorisation, suitability assessment, conflicts of interest, retrocessions (BGE 137 III 393), quarterly reporting and FINMA supervision.
Bank Guarantee Request Switzerland
Template for a bank guarantee request (demand guarantee) in Switzerland. Abstract guarantee under OR Art. 111, URDG 758 (ICC), ISP98. Covers bid bonds, performance bonds, advance payment guarantees, payment guarantees and warranty bonds.
Spousal Consent to Guarantee Switzerland
Spousal consent declaration for guarantee under OR Art. 494 para. 1. Mandatory for guarantees by natural persons in marital or registered partnership. Written form / notarial authentication above CHF 2,000.
Simple Guarantee Switzerland
Template for a simple guarantee (Einfache Bürgschaft) under Swiss law (OR Art. 492-512). Covers guarantee amount, beneficium excussionis (Art. 495), notarial authentication (Art. 493 para. 2), recourse rights and spousal consent.
Crowdfunding Subscription Agreement Switzerland
Template for a Swiss crowdfunding subscription agreement under KAG, FIDLEG, BankG (BankV Art. 6 para. 2 — CHF 1M threshold without BankG licence). Covers crowdlending, participation certificates, convertible notes and DLT tokens.
Loan Agreement Switzerland (Darlehensvertrag)
A Loan Agreement (Darlehensvertrag) for Switzerland — governed by the Swiss Code of Obligations (OR) Articles 312–318, covering Darlehenssumme, Zinssatz, Rückzahlungsmodalitäten, and Verrechnungssteuer obligations for private and commercial lending arrangements.
Letter of Comfort Switzerland (Patronatserklärung)
Template for a Swiss Patronatserklärung (Letter of Comfort). Distinguishes hard comfort letter (legally enforceable under OR Art. 41 ff.) from soft comfort letter (moral obligation only). Group financing, subsidiary support.
Joint and Several Guarantee Switzerland
Template for a joint and several guarantee (Solidarbürgschaft) under Swiss law (OR Art. 492, 496). No beneficium excussionis — creditor may proceed directly against the guarantor. Notarial authentication, spousal consent, and recourse rights covered.
Collective Savings Agreement Chile (Acuerdo de Ahorro Colectivo)
Collective Savings Agreement Chile governed by Civil Code Art. 2196 and DL 3.500/1980 — formalizing a group savings arrangement among multiple participants with defined contribution schedules, allocation rules, payout terms, and governance structure under Chilean civil and cooperative savings law.
Pledge Without Delivery Chile (Prenda Sin Desplazamiento)
A Pledge Without Delivery (Prenda Sin Desplazamiento) for Chile — governed by Ley 20.190 of 2007 Art. 14 and the Reglamento del Registro de Prendas Sin Desplazamiento — allowing a debtor to grant a security interest over movable assets while retaining possession, with mandatory registration at the Registro de Prendas Sin Desplazamiento of the Conservador de Bienes Raíces.
Bank Account Opening Agreement Chile
A Bank Account Opening Agreement for Chile governed by Ley N° 19.496 on Consumer Protection, the Comisión para el Mercado Financiero (CMF) regulatory framework, and Ley N° 20.009 on Unauthorized Card Use, establishing the terms and conditions for opening and operating a current account (cuenta corriente), savings account (cuenta de ahorro), or vista account (cuenta vista) at a Chilean bank.
Tax Advisory Services Contract Chile (Contrato de Asesoría Tributaria)
A Tax Advisory Services Contract for Chile — governed by Código Tributario Articles 1 and 69 and Código Civil Article 2006, establishing the scope of tax advisory services, SII representation obligations, confidentiality of tax strategies, liability for erroneous advice, and the regulatory framework of the Servicio de Impuestos Internos applicable to client engagements.
Aval Co-Signer Guarantee Chile (Contrato de Aval)
An Aval Co-Signer Guarantee (Contrato de Aval) for Chile — governed by Ley 18.092 of 1982 Art. 46 — under which an avalista assumes autonomous, joint, and several liability for a letra de cambio or pagaré, providing the most direct and non-defeasible form of personal guarantee in Chilean commercial law.
Merchant Current Account Agreement Chile
A Merchant Current Account Agreement (Contrato de Cuenta Corriente Mercantil) for Chile governed by Código de Comercio Articles 602–617, by which two merchants (comerciantes) agree to remit reciprocal credits to a common account, with the balance (saldo) at each period's end constituting an autonomous liquid obligation enforceable as a título ejecutivo.
Fixed-Term Deposit Agreement Chile (Contrato de Depósito a Plazo)
Fixed-Term Deposit Agreement Chile governed by Civil Code Arts. 2211–2246 and supervised by the CMF — formalizing the deposit of funds with a financial institution for a specified term at an agreed interest rate, with mandatory disclosure of TAE, maturity date, and renewal conditions under Chilean banking regulation.
Factoring Agreement Chile (Contrato de Factoring)
A Factoring Agreement (Contrato de Factoring) for Chile governed by the Código de Comercio and Ley 19.983/2004, through which a company assigns its trade receivables (facturas de venta) to a factoring company in exchange for immediate liquidity, with or without recourse against the assignor.
Suretyship Agreement Chile (Contrato de Fianza)
A Suretyship Agreement (Contrato de Fianza) for Chile — governed by Código Civil Arts. 2335–2383 — under which a guarantor (fiador) undertakes personal liability to pay or perform the obligation of a principal debtor (deudor principal) if the debtor defaults, with options for simple fianza, fianza solidaria, or fianza con renuncia al beneficio de excusión.
Financial Lease Agreement Chile (Contrato de Leasing Financiero)
A Financial Lease Agreement (Contrato de Leasing Financiero) for Chile governed by the Código de Comercio, Ley 18.010/1981, and CMF regulations, by which a lessor (sociedad de leasing) finances the acquisition of an asset for a lessee (arrendatario) who pays periodic rentals and may exercise a purchase option at the end of the term.
Real Property Financial Lease Chile (Leasing Inmobiliario)
A Real Property Financial Lease (Leasing Inmobiliario) for Chile governed by the Código de Comercio, CMF regulations, and Ley 18.010/1981, allowing a lessee to use commercial or industrial real estate financed by a leasing company, with a purchase option at the end of the term.
Portfolio Management Mandate Chile (Contrato de Mandato de Administración de Cartera)
Portfolio Management Mandate Chile governed by Ley 18.045/1981 and supervised by the CMF — authorizing a licensed investment manager or corredor de bolsa to manage a client's securities portfolio with defined investment objectives, risk profile, fee structure, and reporting obligations under Chilean securities law.
Vehicle Insurance Contract Chile (Seguro Automotriz)
A Vehicle Insurance Contract (Contrato de Seguro Automotriz) for Chile governed by DFL 251/1931 on Insurance Companies, Código de Comercio Articles 512–601, CMF regulations, and the mandatory SOAP (Seguro Obligatorio de Accidentes Personales) under Ley N° 18.490, covering a motor vehicle owner or user against collision, theft, civil liability, and personal accident risks in Chile.
Property Fire Insurance Contract Chile (Seguro de Incendio)
A Property Fire Insurance Contract (Contrato de Seguro de Incendio) for Chile governed by DFL 251/1931 on Insurance Companies, Código de Comercio Articles 512–601, and CMF regulations, covering a property owner or tenant against loss or damage caused by fire, explosion, and related perils on real estate or movable property located in Chile.
Individual Life Insurance Contract Chile
An Individual Life Insurance Contract for Chile governed by DFL 251/1931 on Insurance Companies, Código de Comercio Articles 512–601, and CMF (formerly SVS) regulations, establishing the terms of a life insurance policy (póliza de seguro de vida) between an asegurador (insurer) authorized by the CMF and an asegurado (insured) in Chile.
Bill of Exchange Chile (Letra de Cambio)
A Bill of Exchange (Letra de Cambio) for Chile governed by Ley N° 18.092/1982 Articles 1–101, by which a librador (drawer) orders a librado (drawee) to pay a determined sum in Chilean Pesos (CLP) or UF to a beneficiario (payee) on a specified date, constituting a título ejecutivo enforceable through juicio ejecutivo under CPC Article 434.
Professional Fee Advance Agreement Colombia (Acuerdo de Anticipo de Honorarios)
A Professional Fee Advance Agreement (Acuerdo de Anticipo de Honorarios) for Colombia governed by Codigo Civil Articles 2142 through 2195 (mandate contract), regulating advance payments for professional services rendered by attorneys, accountants, architects, engineers, consultants, and other independent professionals, with tax withholding obligations under the Estatuto Tributario and professional ethics requirements.
Credit Portfolio Purchase Agreement Colombia (Contrato de Compraventa de Créditos)
A Credit Portfolio Purchase Agreement (Contrato de Compraventa de Créditos) for Colombia governed by Código de Comercio Article 887 and Código Civil Article 1959, enabling the transfer of receivables and credit rights from a cedente (assignor) to a cesionario (assignee) through the cesión de créditos mechanism, with notification to the debtor and applicable warranties.
Personal Guarantee (Fianza) Colombia
A Personal Guarantee (Fianza) agreement for Colombia governed by the Codigo Civil Articles 2361-2408 and the Codigo de Comercio Articles 1047-1082, establishing a suretyship where a fiador guarantees the performance of a debtor's obligation to a creditor.
Private Equity Fund Participation Agreement Colombia (Acuerdo de Fondos de Capital Privado)
A participation agreement for Colombian private equity funds (Fondos de Capital Privado — FCP) governed by Decreto 2555 de 2010 Título 3 Capítulo 3 and Ley 964 de 2005, establishing the terms for an investor's commitment to a private equity or venture capital fund managed by an authorized gestora.
Capital Investment Agreement Colombia (Acuerdo de Inversión de Capital)
A Capital Investment Agreement (Acuerdo de Inversión de Capital) for Colombia governed by Ley 1258 de 2008 (SAS statute), Código Civil (CC) Article 1602 on contractual autonomy, and the commercial contract framework of the Código de Comercio (CCo — Decreto 410 de 1971). Structures equity or debt capital injections into Colombian companies with investor protections, governance rights, and exit mechanisms.
Certificate of Deposit (CDT) Investment Agreement Colombia (Acuerdo de Inversión en CDTs)
An investment agreement for Certificados de Depósito a Término (CDTs) in Colombia, governed by Decreto 663 de 1993 (EOSF) and Decreto 2555 de 2010, formalizing the terms of a fixed-term deposit with a bank, financial corporation, or authorized financing company for a defined rate and maturity.
Angel Investor Agreement Colombia (Acuerdo de Inversionista Ángel)
An Angel Investor Agreement (Acuerdo de Inversionista Ángel) for Colombia governed by Ley 1258 de 2008 (Sociedades por Acciones Simplificadas), Código Civil Article 1602, and the startup-promotion framework of Ley 2069 de 2020. Structures early-stage equity investment with share subscription, valuation, anti-dilution protections, and governance rights for SAS companies registered before the Cámara de Comercio.
Collection Mandate Agreement Colombia (Mandato para Cobrar)
Mandate agreement authorizing a mandatee to collect debts, invoices or receivables on behalf of the mandator in Colombia, governed by Código Civil Articles 2142–2199 and Código de Comercio Articles 1262–1286 on commercial mandates.
Novation of Obligation Agreement Colombia
Formal novation agreement extinguishing an existing financial obligation and replacing it with a new one under Articles 1687-1710 of the Colombian Código Civil, used to restructure debts between natural or legal persons.
Condominium Fee Payment Plan Agreement Colombia
Formal payment plan agreement between a property owner and the condominium administration in Colombia for settling unpaid monthly fees (cuotas de administración) under Ley 675 de 2001 and the propiedad horizontal regime.
Payment Plan Agreement Colombia (Acuerdo de Plan de Pagos)
A Payment Plan Agreement (Acuerdo de Plan de Pagos) for Colombia governed by the Código Civil Article 1602 (autonomía de la voluntad) and enforceable through the proceso ejecutivo under the Código General del Proceso (CGP — Ley 1564 de 2012) Article 422, establishing a structured schedule for repayment of an existing obligation through periodic instalments.
Convertible Loan Agreement Colombia (Acuerdo de Préstamo Convertible)
A Convertible Loan Agreement (Acuerdo de Préstamo Convertible) for Colombia governed by Ley 1258 de 2008 (SAS), Código Civil Article 1602, and the mutuo (loan) provisions of CC Articles 2221-2235. Structures a loan that converts into equity shares upon triggering events such as a qualified financing round, providing bridge financing for early-stage SAS companies with conversion mechanics compliant with Colombian corporate and commercial law.
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Both PDF (signature-ready, fixed layout) and Microsoft Word .docx (fully editable). The PDF is best for print or e-signature flows. The Word version is best when you need to add jurisdiction-specific clauses, change party names in bulk, or integrate the template into your firm's standard document set.
Yes. Forms Legal reviews all financial agreements templates against current statutory references and amends them when laws change. Major updates include the German NachwG 2022 reform, EU AI Act 2025 references, US Privacy framework changes, and per-jurisdiction tax-year refreshes. The "Last reviewed" date is shown at the top of each template page.