Financial templates for India
Browse all 63 free financial legal templates for India. Download as PDF or Word.
Loans & Promissory Notes
Gold Loan Agreement (India)
A Gold Loan Agreement for India governed by the Indian Contract Act 1872 and RBI Regulations. Documents the pledge of gold ornaments or jewellery as collateral security for a loan, with terms for loan amount, interest, tenure, and redemption.
IOU (India)
A simple IOU (I Owe You) acknowledgment of debt for India, admissible as evidence under the Indian Evidence Act 1872. Records the amount owed, repayment date, and the debtor's acknowledgment, with optional interest clause.
Loan Agreement (India)
A personal or private loan agreement for India governed by the Indian Contract Act 1872 and RBI guidelines. Documents the principal amount, interest rate, repayment schedule, security, and default provisions. Section 269SS of the Income Tax Act requires loans above ₹20,000 to be via banking channels.
Business Loan Agreement (India)
A comprehensive business loan agreement for India between companies or between an individual lender and a company, governed by the Indian Contract Act 1872 and RBI Regulations. Covers loan amount, interest, security, financial covenants, representations, events of default, and enforcement. For inter-company loans, complies with Companies Act 2013 Section 186.
Loan Restructuring / Moratorium Agreement (India)
A formal agreement between a lender and borrower to restructure the terms of an existing loan, including moratorium, EMI revision, interest rate modification, or repayment schedule extension, under the RBI Resolution Framework and Indian Contract Act 1872. Used by banks, NBFCs, and borrowers to document revised loan terms without triggering NPA classification.
Microfinance Loan Agreement
A microfinance loan agreement for small loans extended by NBFC-MFIs, banks, and Small Finance Banks to low-income borrowers under RBI Master Directions on Microfinance Loans, 2022.
Mortgage Loan Agreement
A mortgage loan agreement for home loans and loans against property in India, compliant with the Transfer of Property Act 1882, SARFAESI Act 2002, and RBI guidelines for banks and HFCs.
NBFC Loan Agreement
A loan agreement for credit extended by a Non-Banking Financial Company (NBFC) in India, compliant with RBI NBFC regulations, the Indian Contract Act 1872, and the RBI Fair Practices Code.
Personal Loan Agreement (India)
A personal loan agreement governed by the Indian Contract Act 1872, documenting a loan between individuals or between an individual and a private lender. Sets out the principal amount, interest rate (compliant with RBI guidelines), repayment schedule, and consequences of default.
Promissory Note (India)
A legally binding promissory note under the Negotiable Instruments Act 1881 (Section 4), executed on stamp paper as required by the Indian Stamp Act 1899. Covers principal, interest, repayment schedule, default provisions, and Section 138 criminal liability for dishonour.
Shareholder Loan Agreement (India)
A shareholder loan agreement for Indian companies under the Companies Act 2013 and the Indian Contract Act 1872. Covers loan amount, interest rate, repayment schedule, security (if any), subordination to third-party creditors, and RBI/FEMA compliance for foreign shareholders.
Shareholders Loan Agreement (India)
A shareholders loan agreement for India under the Companies Act 2013 and Indian Contract Act 1872. Documents loans from shareholders to their company, including repayment terms, interest, and compliance with Section 73 and Section 179 of the Companies Act.
Invoices & Billing
Credit Note (India)
A GST-compliant credit note for India under Section 34 of the CGST Act 2017, issued by a supplier to reduce the taxable value of a previous supply due to returns, discounts, or short supply. Includes GSTIN details, original invoice reference, and adjusted tax amounts.
Debit Note (India)
A GST-compliant debit note for India under Section 34 of the CGST Act 2017, issued by a supplier to increase the taxable value of a previous supply due to price revisions, additional charges, or under-billing. Includes GSTIN, original invoice reference, and adjusted GST amounts.
Gold/Jewellery Purchase Invoice (Hallmarked) (India)
A retail invoice for purchase of hallmarked gold jewellery or bullion under the BIS Hallmarking Rules 2018 and BIS (Hallmarking) Regulations 2018. Captures HUID (Hallmark Unique ID), purity, making charges, GST, and wastage, compliant with GST invoicing norms and the Bureau of Indian Standards (BIS) hallmarking scheme.
GST Tax Invoice (India)
A GST Tax Invoice for India under the CGST Act 2017, Section 31. Mandatory invoice for GST-registered suppliers of taxable goods or services, containing all prescribed particulars including GSTIN, HSN/SAC codes, tax amounts, and QR code for e-invoicing compliance.
Invoice Template (India)
A GST-compliant tax invoice for India under the CGST Act 2017. Captures supplier and recipient GSTIN, HSN/SAC codes, taxable value, CGST, SGST/IGST breakdowns, and mandatory invoice fields required under Rule 46 of the CGST Rules 2017.
Proforma Invoice (India)
A proforma invoice for India used before the actual supply of goods or services. States the estimated price, taxes (CGST, SGST, IGST), and terms. Commonly used for import/export customs clearance, advance payment requests, and pre-sale agreements under the CGST Act 2017.
Purchase Order (India)
A Purchase Order for India under the Sale of Goods Act 1930, authorising a supplier to supply specified goods or services at agreed prices and terms. Includes GST details (CGST/SGST/IGST), delivery terms, payment terms, and standard Indian commercial conditions.
Financial Agreements
Angel Investment Agreement (India)
A comprehensive angel investment agreement for Indian startups and investors, governed by the Companies Act 2013 and SEBI AIF Regulations. Covers investment amount, equity stake, valuation, investor rights (information, anti-dilution, tag-along), representations, and dispute resolution via arbitration.
Assignment of Receivables (India)
A legally binding assignment of receivables agreement for India under the Transfer of Property Act 1882 and Indian Contract Act 1872. Transfers the right to collect outstanding invoices or future receivables from an assignor to an assignee, with notice to debtors, representations, and recourse provisions.
Bank Locker Agreement (India)
A formal agreement between a bank and a customer for hiring a safe deposit locker under the RBI Master Direction on Safe Deposit Lockers 2021. Sets out the terms of access, rent, nominee rights, liability limits, and surrender conditions for locker facilities in Indian banks.
Chit Fund Agreement (India)
Chit Fund Agreement (Chit Agreement) for India under the Chit Funds Act 1982. Documents the terms of a registered chit fund, subscriber obligations, foreman's commission, auction process, and prize amount distribution.
Optionally Convertible Debenture Agreement (India)
An agreement for the issuance of Optionally Convertible Debentures (OCDs) by an Indian company under Section 71 of the Companies Act 2013 and SEBI regulations. Covers debenture terms, conversion option, interest rate, redemption, security, and compliance with FEMA for foreign investors.
Debenture Agreement (India)
A debenture agreement for India under the Companies Act 2013 and SEBI (Issue and Listing of Non-Convertible Securities) Regulations 2021. Covers terms of the debt instrument, interest rate, security, repayment schedule, events of default, and trustee appointment for secured debentures.
Financial Advisory Agreement (India)
A financial advisory services agreement for India under the SEBI (Investment Advisers) Regulations 2013. Formalises the engagement between a SEBI-registered investment adviser and their client, covering fee structure, risk profiling, advice scope, conflict of interest disclosures, and client suitability assessment as mandated by SEBI.
Gift of Shares Deed (India)
A deed of gift for transfer of shares (listed or unlisted) from a donor to a donee in India, addressing tax implications under Section 56(2)(x) of the Income Tax Act 1961, stamp duty under the Indian Stamp Act, and compliance with the Companies Act 2013 and SEBI regulations for share transfers.
Instalment Payment Agreement (India)
A legally binding instalment payment agreement for India governed by the Indian Contract Act 1872. Establishes a schedule for repayment of an outstanding debt in monthly instalments, including interest rate, default consequences, and security provisions. Executed on stamp paper for legal enforceability.
Insurance Broker Agreement (India)
A comprehensive insurance brokerage services agreement for India governed by the Insurance Act 1938 and IRDAI (Insurance Brokers) Regulations 2018. Documents the appointment of an IRDAI-licensed broker, scope of services, commission structure, regulatory compliance, and professional indemnity obligations.
Life Insurance Nomination Change Form (India)
A formal request form to change or add a nominee for a life insurance policy under Section 39 of the Insurance Act 1938 (as amended). Used to update beneficiary details, percentage allocation, and appointee for minor nominees in LIC or private insurer policies in India.
Investment Agreement (India)
A legally binding investment agreement for India governed by the Companies Act 2013 and SEBI Regulations. Documents the terms of equity or debt investment in an Indian company, including investment amount, valuation, shareholding, representations, conditions precedent, and investor rights.
Letter of Comfort / Corporate Guarantee (India)
A letter of comfort or corporate guarantee issued by a parent company or affiliate in support of a subsidiary's or associate's borrowings, under the Indian Contract Act 1872 (Section 126 on guarantees) and RBI guidelines on group entity exposure. Clarifies whether the document is a legally binding guarantee or a non-binding comfort letter.
Startup Term Sheet (India)
A non-binding term sheet outlining the key terms and conditions for a venture capital or angel investment in an Indian startup, under the Indian Contract Act 1872 and SEBI (Alternative Investment Funds) Regulations. Covers valuation, shareholding, protective provisions, anti-dilution, liquidation preference, and governance rights.
Subordination Agreement (India)
A subordination agreement for India under the Indian Contract Act 1872. Documents the arrangement by which a junior creditor agrees to rank their debt claims below those of a senior creditor in priority of payment and security enforcement.
Venture Capital Agreement (India)
A Venture Capital Investment Agreement for India under the SEBI (Alternative Investment Funds) Regulations 2012. Governs equity or CCPS investment by a registered AIF or VC fund into a portfolio company, with terms on valuation, anti-dilution, information rights, affirmative votes, and exit mechanisms.
Debt & Collections
Bankruptcy Application (India)
A bankruptcy application for individuals and partnerships in India under Part III of the Insolvency and Bankruptcy Code 2016 (IBC). Covers insolvency application by a debtor (voluntary) or creditor, listing of assets and liabilities, repayment plan, and NCLT submission requirements.
Legal Notice for Cheque Dishonour — s.138 NI Act (India)
A mandatory statutory legal notice for cheque dishonour (bounce) under Section 138 of the Negotiable Instruments Act 1881. This notice is a prerequisite for filing a criminal complaint against the drawer of a dishonoured cheque issued in discharge of a legally enforceable debt or liability.
Credit Card Dispute / Chargeback Letter (India)
A formal dispute and chargeback request letter to a credit card issuing bank under the RBI Banking Ombudsman Scheme 2021 and RBI guidelines on credit card operations. Used to contest unauthorised transactions, billing errors, failed deliveries, or merchant disputes on credit card accounts in India.
Debt Acknowledgement (India)
A written acknowledgement of debt under the Indian Contract Act 1872 and Limitation Act 1963, signed by the debtor confirming the outstanding amount owed to the creditor. Extends the limitation period for recovery suits under Section 18 of the Limitation Act 1963.
Debt Recovery Notice (India)
A formal debt recovery notice for India under the Recovery of Debts Due to Banks and Financial Institutions Act 1993 and the Indian Contract Act 1872. Demands repayment of an overdue loan or outstanding debt before initiating proceedings before the Debt Recovery Tribunal or civil court.
Debt Settlement Agreement (India)
A debt settlement agreement for India under the Indian Contract Act 1872, recording the agreed settlement of an outstanding debt at a reduced amount or on revised terms. Includes full and final settlement clause, discharge of liability, and release of guarantors.
Letter of Demand for Debt (India)
A formal letter of demand for recovery of an unpaid debt in India, governed by the Indian Contract Act 1872 and the Civil Procedure Code 1908. A prerequisite to filing a summary suit under Order XXXVII CPC. Specifies the amount due, interest, and deadline for payment before legal proceedings.
One-Time Settlement Offer (India)
A formal One-Time Settlement (OTS) offer letter for India, complying with RBI Guidelines on Settlement of Dues and the Indian Contract Act 1872. Used by borrowers to propose settlement of Non-Performing Assets (NPAs) or stressed loans with banks and financial institutions at a negotiated amount, extinguishing all obligations upon acceptance and payment.
SARFAESI Possession Notice (India)
A statutory possession notice issued by a secured creditor (bank or NBFC) to a borrower under Section 13(4) of the SARFAESI Act 2002 to take possession of mortgaged property following a non-performing asset (NPA) classification and prior demand notice under Section 13(2).
Financial Forms
Balance Sheet Template (India)
A structured balance sheet template for Indian companies under the Companies Act 2013 Schedule III. Presents financial position with shareholders' funds, non-current and current liabilities, non-current and current assets in the prescribed format for private and public limited companies.
Bank Guarantee (India)
A bank guarantee instrument for India under the Indian Contract Act 1872 and RBI Guidelines on guarantees. Issued by a bank (Guarantor) on behalf of a customer (Principal Debtor) to a beneficiary, unconditionally guaranteeing payment or performance up to a specified amount upon demand.
Cash Flow Statement (India)
Statutory Cash Flow Statement for Indian companies under Companies Act 2013 and Accounting Standard AS-3. Presents cash inflows and outflows from operating, investing, and financing activities for a financial year ending 31 March.
Crypto Asset Disclosure / Transaction Declaration (India)
A disclosure and transaction declaration form for Virtual Digital Assets (VDAs) including cryptocurrency and NFTs under the Finance Act 2022 and Section 115BBH of the Income Tax Act 1961. Documents acquisition cost, transfer proceeds, and 30% tax computation for VDA transactions and TDS compliance under Section 194S.
Demat Account Nomination Declaration (India)
A nomination declaration form for demat (dematerialised) account holders under the Depositories Act 1996 and SEBI Circular on Nomination for Demat Accounts. Used to nominate beneficiaries for securities held in CDSL or NSDL demat accounts, with nominee percentage allocation and guardian details for minor nominees.
Director Loan Disclosure (India)
A statutory disclosure form for Indian companies under Sections 185 and 186 of the Companies Act 2013, documenting loans, advances, or guarantees given to or by directors, their relatives, and related parties. Ensures compliance with MCA filing requirements.
Fixed Deposit Premature Withdrawal Request (India)
A formal request letter for premature withdrawal of a Fixed Deposit (FD) or Term Deposit before its maturity date under RBI Master Directions on Interest Rate on Deposits. Covers penalty disclosure, partial withdrawal options, auto-renewal instructions, and TDS implications for FD accounts in Indian banks.
Mutual Fund SIP Mandate / NACH Declaration (India)
A Systematic Investment Plan (SIP) mandate and NACH (National Automated Clearing House) auto-debit declaration for mutual fund investments in India under SEBI Mutual Funds Regulations 1996 and NPCI NACH guidelines. Used to authorise periodic auto-debit from a bank account for recurring mutual fund SIP investments.
NPS Account Opening Declaration (India)
A formal declaration and subscriber registration form for opening a National Pension System (NPS) account under the PFRDA Act 2013. Used by individuals to enrol in NPS Tier I or Tier II accounts through a Point of Presence (POP) or the eNPS portal, with nomination and investment preference details.
NPS Withdrawal / Exit Declaration (India)
A withdrawal and exit declaration form for National Pension System subscribers under the PFRDA Act 2013 and PFRDA (Exits and Withdrawals) Regulations 2015. Used for superannuation exit at age 60, premature exit, partial withdrawal, or death claim by nominee, with annuity and lump-sum election details.
Performance Bond (India)
A performance bond under the Indian Contract Act 1872 whereby a guarantor (surety) guarantees the performance obligations of a principal to a beneficiary. Commonly used in construction, government contracts, and procurement to secure faithful performance of contractual duties.
PPF Account Declaration / Nomination (India)
A declaration and nomination form for Public Provident Fund (PPF) account holders under the PPF Scheme 2019 notified by the Ministry of Finance. Used to formally nominate beneficiaries, declare account details, and comply with KYC requirements for PPF accounts held at post offices or designated banks.
Profit and Loss Statement (India)
A Profit and Loss Statement (Statement of Profit and Loss) for India compliant with Schedule III of the Companies Act 2013. Presents revenue, expenses, and net profit or loss for a financial year. Suitable for companies, partnerships, and sole proprietorships.
Quotation Template (India)
A formal business quotation for India setting out the price, description, GST breakdown (CGST/SGST/IGST), and terms for proposed goods or services. Used as the basis for a purchase order or contract. Compliant with standard commercial practice and the CGST Act 2017.
Receipt Template (India)
A payment receipt for India acknowledging receipt of money for goods, services, rent, loans, or other transactions. Compliant with Indian commercial practice. Includes GST reference details and serves as proof of payment under the Indian Evidence Act 1872.
Receipts & Donations
Advance Payment Receipt (India)
A formal advance payment receipt for India under the Indian Contract Act 1872. Documents partial or full advance payment received before goods are delivered or services are rendered, with details of the payer, payee, amount, purpose, and balance due. Suitable for business and personal transactions.
Donation Receipt (India)
A statutory donation receipt for India under Section 80G of the Income Tax Act 1961, enabling donors to claim tax deductions. Includes NGO 80G registration details, PAN, and FCRA compliance for foreign contributions under the Foreign Contribution (Regulation) Act 2010.
Payment Receipt (India)
A general-purpose payment receipt for India confirming receipt of payment in cash, cheque, NEFT/RTGS, UPI, or other modes. Complies with Indian accounting and GST documentation requirements. Serves as legal acknowledgement of payment, supports GST input tax credit claims, and provides the payer with proof of payment for record-keeping and dispute avoidance.
Security Deposit Receipt (India)
A formal security deposit receipt for India governed by the Indian Contract Act 1872. Acknowledges receipt of a security deposit, documents the terms of holding and refund, and records the conditions under which the deposit may be forfeited. Suitable for rental, employment, and commercial transactions.
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