MM2H Application (Malaysia My Second Home)

A MM2H Application in Malaysia records the information required to apply for the registration or permit involved.

The MM2H programme was significantly revised in 2021 with substantially higher financial requirements than the previous guidelines, reflecting the government's intention to attract higher net-worth individuals. Under the revised MM2H Programme Guidelines 2021, applicants must satisfy three key financial criteria: a minimum offshore income of RM 40,000 per month; a minimum liquid assets threshold of RM 1,500,000; and a fixed deposit requirement of RM 1,000,000 in a Malaysian bank, of which RM 500,000 may be withdrawn after one year for approved purposes including healthcare, education, and property purchase in Malaysia.

The MM2H programme underwent further revision in 2023, with the introduction of three tiers: the Platinum tier (for Klang Valley, with the highest financial requirements), the Gold tier (for designated development corridors), and the Silver tier (for Sabah and Sarawak). Different financial thresholds apply to each tier under the MM2H Programme Guidelines 2023. Each tier allows different levels of property investment, number of dependants, and domestic helper entitlements.

Applications for MM2H are made through licensed MM2H agents approved by MOTAC, or directly to the MM2H Centre at MOTAC Headquarters, Pusat Pentadbiran Kerajaan Persekutuan, 62100 Putrajaya. The application process involves document preparation, submission, Conditional Approval from MOTAC, fixed deposit placement in a Malaysian commercial bank, and final endorsement of the MM2H pass in the applicant's passport at the Immigration Department.

The legal framework governing the MM2H Application (Malaysia My Second Home) in Malaysia draws on several key statutes and regulatory bodies. Under Malaysian law, the Contracts Act 1950 (Act 136) governs contractual obligations. The Companies Act 2016 (Act 777) regulates corporate entities through the Companies Commission of Malaysia (SSM). The Employment Act 1955 (Act 265) and the Department of Labour govern employment matters. The Personal Data Protection Act 2010 (Act 709) and the Personal Data Protection Department protect personal data. The Inland Revenue Board of Malaysia (LHDN) administers tax obligations. The Industrial Court adjudicates employment disputes under the Industrial Relations Act 1967 (Act 177). Parties executing a MM2H Application (Malaysia My Second Home) in Malaysia should confirm the document reflects current law, including any amendments enacted since the original drafting date. The Contracts Act 1950 (Act 136) sets the foundational requirements.

An MM2H application is needed by foreign nationals who wish to reside in Malaysia long-term without taking up employment — including retirees, remote workers (who should consider the DE Rantau pass instead), entrepreneurs, and high net-worth individuals who want to make Malaysia their second home.

An MM2H application is needed by retirees from Western Europe, East Asia, the Middle East, and other regions who wish to retire in Malaysia, drawn by the country's low cost of living, world-class private healthcare (under hospitals accredited by the Malaysian Society for Quality in Health, MSQH), international schools, and the tropical climate. Malaysia has consistently ranked in international retirement destination surveys.

An MM2H application is needed by investors who wish to purchase property in Malaysia as a long-term residence. MM2H holders are permitted to purchase residential property in Malaysia above a minimum threshold (RM 1,000,000 under the 2021 guidelines for Peninsular Malaysia), which differs from the restrictions on non-citizen property purchases under the National Land Code 2020 and the Foreign Investment Committee (FIC) guidelines.

An MM2H application is needed by high net-worth individuals who split their time between Malaysia and other countries and need a renewable long-term visa that allows re-entry without the standard tourist visa limitations (which permit social visits of up to 90 days for most nationalities under the Immigration Act 1959/63 Schedule 4).

An MM2H application is needed by parents accompanying MM2H holders as dependent applicants — spouses, unmarried children under 34, and parents or parents-in-law aged 60 and above are permitted as MM2H dependants under the 2021 guidelines, subject to additional financial and administrative requirements.

An MM2H application renewal is needed when an existing MM2H holder's 10-year pass approaches expiry and the holder wishes to continue residing in Malaysia under the programme.

A complete MM2H application under the MM2H Programme Guidelines (2021/2023) must contain the following essential components.

Application Form: The official MM2H Application Form (available from MOTAC or licensed MM2H agents), completed in full for the principal applicant and each dependant. The form must be signed by the applicant and witnessed by the authorised MM2H agent or MOTAC officer.

Passport: Valid passport with at least 18 months validity, with copies of all pages including the bio-data page and all existing visas and entry stamps. All passports for dependants must also be included.

Financial Proof — Offshore Income: Documentary evidence of offshore monthly income of at least RM 40,000 — such as pension statements, dividend income records, rental income statements, or employment income if the source is outside Malaysia. Bank statements for the preceding three months from the applicant's home country bank accounts are required.

Financial Proof — Liquid Assets: Evidence of liquid assets of at least RM 1,500,000 in the form of bank savings, fixed deposits, unit trusts, shares, or bonds. Bank statements from the preceding three months and investment account statements are required. Illiquid assets such as real property are not counted toward the liquid assets threshold.

Fixed Deposit: After receiving Conditional Approval from MOTAC, the applicant must place a fixed deposit of RM 1,000,000 in a Malaysian commercial bank (for Platinum tier) or the applicable amount for Gold/Silver tier. The fixed deposit placement letter from the bank must be submitted to MOTAC for final approval.

Health Insurance: Valid medical or health insurance covering treatment in Malaysia, with a minimum coverage amount aligned with MOTAC guidelines. Insurance must be from a company licensed by Bank Negara Malaysia or an equivalent foreign insurer.

Medical Report: A health examination report from a registered medical practitioner, confirming the applicant is free from infectious diseases listed under the Prevention and Control of Infectious Diseases Act 1988 (Act 342). Medical reports must be dated within six months of the application.

Security Bond: A security bond of RM 500 per person (principal and each dependant) payable to the Immigration Department, typically arranged through the licensed MM2H agent.

Additional compliance elements for a MM2H Application (Malaysia My Second Home) used in Malaysia include: Under Malaysian law, the Contracts Act 1950 (Act 136) governs contractual obligations. The Companies Act 2016 (Act 777) regulates corporate entities through the Companies Commission of Malaysia (SSM). The Employment Act 1955 (Act 265) and the Department of Labour govern employment matters. The Personal Data Protection Act 2010 (Act 709) and the Personal Data Protection Department protect personal data. The Inland Revenue Board of Malaysia (LHDN) administers tax obligations. The Industrial Court adjudicates employment disputes under the Industrial Relations Act 1967 (Act 177). Forms-legal.com provides this template as a starting point for Malaysia-compliant documentation.