Fixed-Term Tenancy Agreement (Ghana)
Fixed-Term Tenancy Agreement
This Fixed-Term Tenancy Agreement (this "Agreement") is entered into on [Contract Date] between:
LANDLORD: [Landlord Name], of [Landlord Address] (the "Landlord"); and
TENANT: [Tenant Name], of [Tenant Address] (the "Tenant").
The Landlord and the Tenant are collectively referred to as the "Parties".
1. The Property
The Landlord lets and the Tenant takes the following premises: [Property Description] at [Property Address] (the "Property"), with land certificate or plot reference: [Land Certificate Number].
The Property is let for [Permitted Use]. Subletting is permitted: [Subletting Permitted].
2. Fixed Term
The tenancy commences on [Commencement Date] and expires on [Expiry Date] in accordance with Section 26 of the Rent Act, 1963 (Act 220). The tenancy expires automatically on the expiry date unless renewed by written agreement signed by both Parties.
If the Tenant remains in occupation beyond [Expiry Date] with the Landlord's knowledge and no fresh agreement is executed, the tenancy shall continue on a month-to-month periodic basis on the same terms until terminated by notice.
3. Rent and Advance Payment
The monthly rent is GHS [Monthly Rent], payable on the [Rent Payment Date] by bank transfer to the Landlord's nominated account at a Bank of Ghana-licensed institution.
The Tenant shall pay advance rent for [Advance Rent Months] on or before the commencement date. Advance rent shall not exceed six months for this residential tenancy in accordance with the Rent Control Law, 1986 (PNDC Law 138).
4. Security Deposit
The Tenant shall pay a security deposit of GHS [Deposit Amount] on or before the commencement date. The deposit shall be held by the Landlord and returned to the Tenant within 30 days of the end of the tenancy, subject to deductions for unpaid rent and damage beyond fair wear and tear.
The Landlord shall provide the Tenant with an itemised statement of any deductions from the deposit within 14 days of the Tenant vacating the Property.
5. Obligations
The Landlord shall maintain the structural integrity of the Property and ensure that it is fit for habitation at the commencement of the tenancy.
The Tenant shall keep the Property clean and in good repair, pay Electricity Company of Ghana (ECG) and Ghana Water Company Limited (GWCL) bills promptly, and not cause nuisance to neighbours.
The Tenant shall not make structural alterations to the Property without the Landlord's prior written consent.
6. Termination
Either Party may terminate this Agreement before [Expiry Date] by giving [Notice Period] written notice to the other Party, on grounds permitted by the Rent Act, 1963 (Act 220) and PNDC Law 138.
The Landlord may only recover possession before the expiry date by obtaining an order from the District Court or through the Rent Control Department under the Ministry of Works and Housing.
7. Governing Law
This Agreement is governed by the laws of the Republic of Ghana, including the Rent Act, 1963 (Act 220), the Rent Control Law, 1986 (PNDC Law 138), and the Lands Commission Act, 2008 (Act 767). Disputes shall be referred to the Rent Control Department or the District Court as appropriate.
Signatures
IN WITNESS WHEREOF the Parties have executed this Fixed-Term Tenancy Agreement on the date first written above.
Landlord
________________
Signature
Tenant
________________
Signature
What Is a Fixed-Term Tenancy Agreement (Ghana)?
A Fixed-Term Tenancy Agreement in Ghana records the terms on which a tenant occupies premises, including payment, repairs and notice requirements.
The Rent Control Law 1986 (PNDC Law 138) established the Rent Control Department under the Ministry of Works and Housing, which regulates residential rents in designated controlled areas — primarily in Greater Accra, Ashanti, Central, Western, and Eastern Regions — and sets the maximum advance rent that a landlord may demand. Under PNDC Law 138, a landlord may not demand advance rent exceeding six months for a new tenancy, a rule strictly enforced by the Rent Control Department in Accra and Kumasi. Landlords who demand more than six months advance rent commit an offence under PNDC Law 138 and may be prosecuted before the District Court or the High Court.
A Fixed-Term Tenancy Agreement in Ghana must be distinguished from a Flat Sharing Agreement, which governs multiple occupants sharing a single dwelling and allocating shared costs, and from a commercial lease under the Bodies Corporate (Official Liquidations) Act and related legislation governing commercial premises. Residential tenancies in Accra and other urban centres are also affected by the Stool Lands Act 1994 (Act 481), which governs land title where stool lands are involved, and by the Administration of Lands Act 1962 (Act 123) where the property is subject to a land certificate administered by the Lands Commission of Ghana.
The Lands Commission of Ghana, established under the Lands Commission Act 2008 (Act 767), maintains the land registry and issues land certificates confirming the landlord's title. Tenants are advised to conduct a land search with the Lands Commission before executing a tenancy agreement to confirm the landlord's right to let the property. The Registrar-General's Department administers stamp duty on lease documents, and leases exceeding three years must be registered with the Lands Commission under the Land Title Registration Act 1986 (PNDC Law 152) to be effective against third parties.
Disputes between landlords and tenants in Ghana are adjudicated by the Rent Control Department at the administrative level and by the District Courts and High Court for contested matters. The Legal Aid Commission of Ghana provides legal assistance to tenants who cannot afford legal representation before the courts.
When Do You Need a Fixed-Term Tenancy Agreement (Ghana)?
A Fixed-Term Tenancy Agreement in Ghana is required whenever a landlord lets residential or commercial premises to a tenant for a defined period under the Rent Act 1963 (Act 220).
A Fixed-Term Tenancy Agreement is needed when a landlord in Greater Accra, Kumasi, or any other region lets residential premises to a new tenant. Without a written agreement, both parties lose the protection of clear written terms, and disputes about rent increases, deposit refunds, and maintenance obligations must be resolved on the basis of oral evidence before the Rent Control Department or the District Court.
A Fixed-Term Tenancy Agreement is required when a landlord wishes to control the duration of the tenancy and avoid creating a periodic tenancy that can only be terminated by notice. A fixed-term agreement gives the landlord certainty that the property will be vacated on the agreed date, subject to the tenant's statutory protections under the Rent Act 1963 (Act 220) and PNDC Law 138.
A Fixed-Term Tenancy Agreement is needed when a tenant is relocating to Ghana for a work assignment of defined duration — for example, employees of companies licensed by the Ghana Investment Promotion Centre (GIPC) or expatriates holding permits under the Immigration Act 2000 (Act 573) — and requires accommodation for the duration of the assignment only.
A Fixed-Term Tenancy Agreement is required when the property is subject to a land certificate issued by the Lands Commission of Ghana and the landlord wishes to record the tenancy as a formal encumbrance on the title for the fixed period.
A Fixed-Term Tenancy Agreement is needed before a tenant pays any advance rent, to establish in writing the rent amount, the period covered by the advance, and the conditions for refund. The Rent Control Department in Accra requires written evidence of the rent agreement when processing rent disputes or complaints under PNDC Law 138.
Parties in Ghana should execute a Fixed-Term Tenancy Agreement (Ghana) before the tenant takes possession. Allowing occupation to commence without a written agreement creates significant evidential difficulties for both parties before the Rent Control Department and the District Courts.
What to Include in Your Fixed-Term Tenancy Agreement (Ghana)
A valid Fixed-Term Tenancy Agreement in Ghana under the Rent Act 1963 (Act 220) and the Rent Control Law 1986 (PNDC Law 138) must contain the following essential elements.
Parties and Property: Full legal names and addresses of the landlord and the tenant, a precise description of the premises including the plot number or land certificate number issued by the Lands Commission of Ghana, and the physical address in the relevant region of Ghana.
Fixed Term: The exact commencement date and expiry date of the tenancy. Section 26 of the Rent Act 1963 requires the duration to be stated in writing. The agreement should also state whether the tenancy will convert to a periodic tenancy on expiry or whether the tenant must vacate on the end date.
Rent and Advance: The monthly rent in Ghana Cedis (GHS), the due date for payment, the method of payment (bank transfer to a Bank of Ghana-licensed account is standard), and the advance rent period. Under PNDC Law 138, advance rent for a new residential tenancy may not exceed six months, enforceable by the Rent Control Department.
Security Deposit: The deposit amount, the bank account into which it is paid, the conditions for its retention by the landlord on expiry (unpaid rent, damage beyond fair wear and tear), and the deadline for refund to the tenant.
Permitted Use and Alterations: Whether the premises may be used for residential, mixed, or commercial purposes, whether the tenant may make structural alterations, and whether subletting is permitted under the agreement.
Maintenance and Repairs: Allocation of repair responsibilities between landlord and tenant, consistent with the Rent Act 1963 (Act 220). Structural repairs are the landlord's obligation; internal decoration and minor repairs are the tenant's.
Termination and Notice: Notice requirements for early termination before the expiry date and the consequences of breach of the tenancy agreement, including the landlord's right to seek possession before the District Court or through the Rent Control Department.
Governing Law: Ghana law, specifically the Rent Act 1963 (Act 220), PNDC Law 138, and the Lands Commission Act 2008 (Act 767). The forms-legal.com Fixed-Term Tenancy Agreement (Ghana) template covers all mandatory statutory elements in a structured eight-section format aligned with Rent Control Department requirements.
Additional compliance elements for a Fixed-Term Tenancy Agreement (Ghana) used in Ghana include: Under the Land Act 2020 (Act 1036), the Lands Commission manages land registration in Ghana. Section 43 of the Land Act 2020 governs leases of stool and skin lands. The Office of the Administrator of Stool Lands (OASL) manages stool land revenue under Article 267 of the Constitution of Ghana 1992. The Land Court (High Court division) adjudicates land disputes. The Stamp Duty Act 2005 (Act 689) imposes duty on property instruments. Forms-legal.com provides this template as a starting point for Ghana-compliant documentation.
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Reference this free template in an article, syllabus, or research note:
Forms Legal. (2026). Fixed-Term Tenancy Agreement (Ghana) (Ghana) [Legal document template]. Forms Legal. https://forms-legal.com/ghana/real-estate/leases/fixed-term-tenancy-agreement-ghana
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}Frequently Asked Questions
A Fixed-Term Tenancy Agreement is legally binding and enforceable in Ghana under the Rent Act 1963 (Act 220) and the Rent Control Law 1986 (PNDC Law 138), provided it is in writing and signed by both the landlord and the tenant. Oral tenancy agreements are recognised at common law in Ghana but are difficult to enforce, as the Rent Control Department and the District Courts require documentary evidence of the agreed rent, duration, and terms. A written tenancy agreement is essential where the landlord wishes to enforce the agreed rent against a Rent Control Department review or where the tenant wishes to claim a deposit refund. Leases exceeding three years must be registered with the Lands Commission of Ghana under the Land Title Registration Act 1986 (PNDC Law 152) to bind third parties including a new owner of the property.
Under the Rent Control Law 1986 (PNDC Law 138), a landlord in Ghana may not demand advance rent exceeding six months for a new residential tenancy in a controlled area. This limit is enforced by the Rent Control Department under the Ministry of Works and Housing in Greater Accra, Ashanti, Central, Western, and Eastern Regions. A landlord who demands more than six months advance rent commits a criminal offence under PNDC Law 138 and may be prosecuted before the District Court. For renewals, the advance period is generally limited to the remaining term of the tenancy. For commercial tenancies not subject to PNDC Law 138 controls, parties may negotiate a longer advance period, but the Ghanaian courts will scrutinise any advance that amounts to an unreasonable penalty or forfeiture clause. Under Ghana law, specifically the Rent Act 1963 (Act 220), parties should seek independent legal advice to confirm compliance with all applicable requirements and confirm the document meets the standards set by the relevant regulatory authorities.
A landlord in Ghana may only terminate a Fixed-Term Tenancy Agreement before the expiry date on grounds permitted by the Rent Act 1963 (Act 220) and PNDC Law 138, including non-payment of rent, serious breach of tenancy conditions, or the landlord's genuine need to recover the property for personal occupation. The landlord must obtain a court order from the District Court or the High Court before physically recovering possession — self-help eviction (changing locks, removing belongings, or harassment) is unlawful in Ghana and may result in criminal liability. The Rent Control Department may be approached at the administrative level before court proceedings are commenced, and the Legal Aid Commission of Ghana assists qualifying tenants who cannot afford legal representation. Under Ghana law, specifically the Rent Act 1963 (Act 220), parties should seek independent legal advice to confirm compliance with all applicable requirements and confirm the document meets the standards set by the relevant regulatory authorities.
Tenancy agreements in Ghana are subject to stamp duty administered by the Registrar-General's Department under the Stamp Duty Act 2005 (Act 689). Stamp duty must be paid within 30 days of execution. An unstamped tenancy agreement is inadmissible as evidence in any court proceedings in Ghana. Leases exceeding three years must also be registered with the Lands Commission of Ghana under the Land Title Registration Act 1986 (PNDC Law 152) to be effective against third parties, including a purchaser of the property or a mortgagee. Short residential tenancies of three years or less are not required to be registered but should be stamped. The landlord and tenant should retain a stamped copy of the agreement throughout the tenancy period. Under Ghana law, specifically the Rent Act 1963 (Act 220), parties should seek independent legal advice to confirm compliance with all applicable requirements and confirm the document meets the standards set by the relevant regulatory authorities.
At the end of a Fixed-Term Tenancy Agreement in Ghana, the landlord must refund the security deposit to the tenant within a reasonable period — typically within 30 days of the tenant vacating — subject to deductions for unpaid rent and damage to the property beyond fair wear and tear. The Rent Act 1963 (Act 220) and PNDC Law 138 do not prescribe a fixed deadline for deposit refund, but the Rent Control Department and the District Courts apply a reasonableness standard. The landlord must provide the tenant with an itemised account of any deductions. A landlord who wrongfully retains a deposit may be ordered by the District Court to refund it with interest and may face a complaint before the Rent Control Department. Tenants should document the condition of the property at the commencement of the tenancy with photographs and a written inventory signed by both parties.
A tenant in Ghana may not sublet the premises or part of them without the written consent of the landlord unless the tenancy agreement expressly permits subletting. Subletting without consent is a breach of the tenancy agreement and may entitle the landlord to seek termination and possession through the Rent Control Department or the District Court. Where the landlord grants consent to sublet, the original tenant remains liable to the landlord for rent and for compliance with all tenancy obligations. A sub-tenancy created without the landlord's consent does not bind the landlord and the sub-tenant has no right to remain in occupation once the head tenancy is terminated. Parties wishing to allow subletting should include an express subletting clause in the Fixed-Term Tenancy Agreement (Ghana) specifying the conditions for consent.
This template is provided for informational purposes only and does not constitute legal advice. Laws vary by jurisdiction and change over time. Consult a qualified attorney for advice specific to your situation.Full disclaimer
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