Release of Liability Form (Horseback Riding)
EQUINE ACTIVITIES RELEASE OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNIFICATION AGREEMENT
PLEASE READ CAREFULLY — THIS IS A LEGALLY BINDING CONTRACT
EQUINE ACTIVITIES LIABILITY ACT WARNING
Under the Equine Activities Liability Act of the State of [Governing State], an equine activity sponsor or equine professional is not liable for an injury to or the death of a participant in equine activities resulting from the inherent risks of equine activities. You are assuming the risk of participating in this equine activity.
This Release of Liability Agreement ("Agreement") is entered into by [Participant Name], residing at [Participant Address], Date of Birth: [Participant DOB], Riding Experience: [Riding Experience] ("Participant"), and if applicable, by [Guardian Name] as [Guardian Relationship] of the minor Participant, in favor of [Facility Name], located at [Facility Address] ("Facility"), its owners, operators, employees, wranglers, instructors, agents, and assigns (collectively, "Released Parties").
1. ASSUMPTION OF INHERENT EQUINE RISKS
Participant acknowledges and voluntarily assumes all inherent risks of [Covered Activities] at [Facility Name] on [Activity Date], including but not limited to: (a) the unpredictable nature of horses, including sudden movement, bolting, bucking, rearing, and kicking; (b) hazards in terrain, footing, and trail surfaces; (c) collisions with natural and man-made obstacles; (d) falls from horses; (e) horse-to-horse interaction and collision; (f) effects of weather on horse behavior and terrain; (g) rider error and inexperience; and (h) any other risk inherent in equine activities as recognized under the [Governing State] Equine Activities Liability Act.
2. EXPRESS WAIVER AND RELEASE
In consideration of being permitted to participate in [Covered Activities], Participant, on behalf of themselves, heirs, personal representatives, and assigns, HEREBY RELEASES, WAIVES, AND DISCHARGES the Released Parties from any and all claims, demands, damages, and causes of action arising from ORDINARY NEGLIGENCE of the Released Parties. THIS WAIVER DOES NOT APPLY TO GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT.
3. HELMET AND SAFETY ACKNOWLEDGMENT
[Helmet Acknowledgment] Participant acknowledges that a properly fitted ASTM/SEI-certified equestrian helmet significantly reduces the risk of head injury. Participant confirms that they have disclosed their accurate riding experience level and understands that misrepresenting experience may result in an inappropriate horse assignment and increased injury risk.
4. INDEMNIFICATION
Participant agrees to indemnify, defend, and hold harmless the Released Parties from any claims, damages, costs, or attorney's fees arising from Participant's own negligence, failure to follow staff instructions, misrepresentation of riding ability, or violation of facility safety rules.
5. EMERGENCY MEDICAL AUTHORIZATION
Participant authorizes Facility staff and emergency personnel to seek emergency medical treatment in the event of incapacitation. Emergency contact: [Emergency Contact]. Participant assumes all costs of emergency medical treatment and transportation.
6. GOVERNING LAW; SEVERABILITY
This Agreement is governed by the laws of the State of [Governing State], including its Equine Activities Liability Act. If any provision is found unenforceable, the remaining provisions remain in full force. Participant confirms having read and understood this Agreement.
SIGNATURES
Participant: [Participant Name]
Signature: _________________________ Date: _____________
PARENT / GUARDIAN SIGNATURE (REQUIRED FOR PARTICIPANTS UNDER 18)
I, [Guardian Name], am the [Guardian Relationship] of the above-named minor.
Signature: _________________________ Date: _____________
Participant
________________
Signature
Parent / Guardian (if minor)
________________
Signature
What Is a Release of Liability Form (Horseback Riding)?
A Release of Liability Form (Horseback Riding) in the United States waives defined claims, preventing the releasing party from pursuing them later. It records the rental price, deposit, term, maintenance duties, and notice periods between landlord and tenant.
The legal foundation for horseback riding liability waivers combines common law assumption of risk under the Restatement (Second) of Torts § 496A with the state EALA framework. EALAs in states including Colorado (C.R.S. § 13-21-119), Texas (Tex. Civ. Prac. & Rem. Code § 87.001), Virginia (Va. Code Ann. § 3.2-6200), and Florida (Fla. Stat. § 773.01) define inherent equine risks — including the unpredictable behavior of horses, the effects of surface hazards on horse movement, and rider falls — and provide statutory immunity for equine professionals when the required warning notice is posted and the injury results from an inherent risk.
A written liability waiver supplements EALA statutory immunity by covering claims that fall outside the EALA's inherent-risk definition. Most EALAs explicitly exclude from statutory immunity negligent acts by the equine professional: providing a horse unsuitable for the participant's ability level, failing to inspect the facility and equipment, and negligent acts or omissions that cause injury. A well-drafted waiver can address these gaps by requiring the participant to acknowledge the facility's safety precautions and by obtaining an express release of ordinary negligence claims.
Horseback riding releases differ from general recreational activity waivers because they must address the unique and significant risks posed by live animals. A 1,000-pound horse can behave unpredictably regardless of training — startling at sudden stimuli, bucking, or bolting — and the resulting injuries (falls, kicks, crushing) can be severe. Courts in states including Texas and Colorado have recognized that these animal-related risks are so fundamental to equestrian activities that participants assume them by choosing to ride, strengthening the enforceability of EALA-aligned waivers that specifically enumerate equine behaviors as inherent risks.
When Do You Need a Release of Liability Form (Horseback Riding)?
A Horseback Riding Release of Liability Form is needed by any equestrian business or facility in the United States that allows paying customers or participants to interact with horses. The combination of live animal unpredictability, the physical demands of riding, and the severity of potential injuries makes a signed waiver essential for every participant encounter.
Trail ride operations — from dude ranches in Wyoming and Colorado to beach trail rides in Florida and California — require signed releases from every paying customer before mounting. Trail rides present inherent equine risks including sudden horse behavior changes on unfamiliar terrain, falls on rocky or muddy surfaces, and injuries from horse-to-horse interactions in multi-rider groups. Many state EALAs specifically require that the EALA warning notice be included in all written contracts with participants, making the waiver the natural vehicle for that statutory notice.
Riding schools and lesson programs require student waivers and, for minors, parental waivers, because lesson horses — though generally well-trained — can react unexpectedly during instruction. The EALA exception for failure to match horse to rider ability applies directly to lesson contexts, where the instructor assigns the horse. A waiver that includes a participant ability self-assessment, combined with documented instructor assignment records, provides the strongest protection against this EALA exception.
Equestrian camps, summer programs, and 4-H activities require waivers for every participant session because youth participants may lack experience to recognize or respond appropriately to equine behavior signals. For participants under 18, a parent or guardian must sign the waiver on the minor's behalf. Parental waivers have varying enforceability by state, making independent liability insurance coverage an essential complement to the waiver for youth programs.
Horse shows, competitions, and clinics require participant releases because competition environments — unfamiliar venues, multiple horses in proximity, crowd noise — amplify the unpredictability of equine behavior. Show management organizations including the United States Equestrian Federation (USEF) require signed releases as a condition of entry.
Boarding facilities and equine rehabilitation operations should require waivers from owners and handlers who interact with horses at the facility, covering risks from handling third-party horses whose temperament the facility cannot fully control.
What to Include in Your Release of Liability Form (Horseback Riding)
An effective Horseback Riding Release of Liability Form in the United States must incorporate specific legal provisions aligned with EALA requirements and the unique risks of equine activities.
The EALA warning notice must be prominently included in the document. Most state EALAs require a specific statutory warning — typically in capital letters — advising the participant that the equine activity sponsor is not liable for injuries resulting from the inherent risks of equine activities. The exact text varies by state: Colorado C.R.S. § 13-21-119 and Texas Tex. Civ. Prac. & Rem. Code § 87.003 each prescribe specific warning language. Failure to include the required warning notice eliminates the EALA statutory immunity even if a signed waiver exists.
The inherent risk enumeration clause must identify the specific inherent risks of equine activities as defined by the applicable state EALA. Standard EALA inherent risks include: the propensity of the equine to behave in ways that may result in injury; the unpredictability of the equine's reaction to sounds, sudden movement, unfamiliar objects, persons, or animals; hazards such as surface or subsurface conditions; and collisions with other equines, objects, or persons. The waiver should supplement the EALA list with activity-specific risks: trail hazards, water crossings, steep terrain, and insects that may spook horses.
The participant ability self-assessment section requires the rider to disclose their experience level — from no prior riding experience to advanced competitive riding — and any physical limitations including back or neck injuries, balance disorders, and pregnancy. The assessment documents the basis for horse assignment and protects the facility from the EALA exception for failure to match horse to participant ability.
The equipment and helmet acknowledgment confirms that the participant understands ASTM/SEI-certified equestrian helmet requirements under ASTM F1163, whether the facility requires or recommends helmets, and the risks of head injury without a properly fitted helmet. If the facility provides helmets, the section should confirm that the participant accepts the assigned helmet.
The express release of negligence claims uses plain language releasing the facility, its owners, employees, contractors, and agents from claims arising from the participant's use of the facility and participation in equine activities, including claims based on ordinary negligence. The release must expressly name 'negligence' to satisfy the express negligence doctrine in states including Texas.
The indemnification clause requires the participant to defend and indemnify the facility from third-party claims arising from the participant's conduct during the activity. This protects the facility when a participant's negligent riding injures another rider or causes property damage.
The emergency medical authorization authorizes the facility and emergency personnel to consent to medical treatment if the participant is incapacitated, identifies the participant's emergency contact, and confirms that the participant accepts financial responsibility for emergency medical costs.
The signature block must include the participant's full name, signature, and date. For minors, a parent or guardian signature block is required, with the adult's relationship to the minor and confirmation that the adult signs on the minor's behalf. The form should include a space for the facility to record the horse assigned to each participant and the staff member who made the assignment.
Sources & Citations
Statutory citations link to official government sources.
- Tex. Civ. Prac. & Rem. Code § 87.001TX (US) official
- Tex. Civ. Prac. & Rem. Code § 87.003TX (US) official
Cite this page
Reference this free template in an article, syllabus, or research note:
Forms Legal. (2026). Release of Liability Form (Horseback Riding) (United States) [Legal document template]. Forms Legal. https://forms-legal.com/usa/personal/releases/release-of-liability-form-horseback-riding
"Release of Liability Form (Horseback Riding) (United States)." Forms Legal, 2026, https://forms-legal.com/usa/personal/releases/release-of-liability-form-horseback-riding.
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year = {2026},
howpublished = {\url{https://forms-legal.com/usa/personal/releases/release-of-liability-form-horseback-riding}},
note = {Free legal document template. Based on common-law assumption of risk and contract principles (Restatement (Second) of Contracts)}
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Frequently Asked Questions
Equine Activities Liability Acts (EALAs) are statutes enacted in 46 U.S. states that limit or eliminate the liability of equine activity sponsors and professionals for injuries resulting from the 'inherent risks of equine activities.' Inherent risks include unpredictability of equine behavior, danger of surface hazards, effects of weather, negligence of the participant, and the propensity of the animal to behave in ways that may result in injury. Under most EALAs, an equine professional who posts the required warning notice (which typically must be posted at the facility and included in written contracts) cannot be held liable for injuries resulting from inherent equine risks. However, EALAs do not protect against injuries caused by: the professional's negligent care or management of the animal; failure to determine the participant's ability; failure to inspect facilities; and providing faulty equipment. A written waiver supplements EALA protections by expressly releasing non-inherent negligence claims that the statute does not address.
No federal law requires trail ride operators to obtain signed waivers, but it is strongly advisable. EALA protections in most states require the operator to post a specific warning notice, but they do not require a signed waiver — though having one provides substantially stronger protection. A signed waiver documents that the participant was specifically informed of the risks, had an opportunity to ask questions, and voluntarily assumed those risks. Trail ride operations that deal with customers who have never ridden before should use a complete intake form that assesses riding ability, health conditions (especially back or neck problems, and pregnancy), and height/weight restrictions, in addition to a liability waiver. For group bookings (corporate events, parties), each adult participant should sign individually rather than relying on a group leader's signature.
Mandatory helmet laws for horseback riding exist in only a few U.S. states (New York requires helmets for riders under 14 on public trails under the Agriculture and Markets Law), but equestrian safety organizations universally recommend ASTM/SEI-certified equestrian helmets for all riders. ASTM International Standard F1163 sets the standard for equestrian helmets. The liability waiver should include an acknowledgment that the facility recommends or requires an ASTM/SEI-certified helmet, that the participant understands the risk of head injury if not wearing a properly fitted helmet, and that the participant has either provided their own helmet or accepted one from the facility. Requiring helmet use as a condition of participation and documenting the acknowledgment significantly reduces the facility's liability exposure for head injuries.
Most EALAs include an exception to immunity where the professional fails to make reasonable efforts to determine the participant's ability and to assign a suitable horse. A well-drafted waiver should include a section where the participant self-reports their riding experience level (never ridden, beginner, intermediate, advanced) and any physical limitations. The facility should document the horse assigned to each participant and the basis for that assignment. If a participant provides false or misleading information about their ability level, and a poorly matched horse causes injury, the waiver and the participant's own misrepresentation provide additional legal protection for the facility. Weight limits are also a standard horse welfare and safety consideration and should be addressed in the intake process with the participant's acknowledgment.
A liability waiver signed with the facility generally covers injuries caused by other horses at the facility, provided the waiver is broadly drafted to cover all equine activities on the premises and all inherent risks. However, if another participant's horse causes injury due to that participant's negligence (e.g., negligent horsemanship causing a collision), liability may run from that participant rather than the facility. The waiver should expressly reference the inherent risk of being in close proximity to multiple horses and other riders, and should cover incidents caused by any horse, whether assigned to the participant or not. The EALA's inherent risk definition typically covers collision with other horses and riders as an inherent risk, providing statutory protection to complement the written waiver.
This template is provided for informational purposes only and does not constitute legal advice. Laws vary by jurisdiction and change over time. Consult a qualified attorney for advice specific to your situation.Full disclaimer
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