Financial templates for Singapore
Browse all 59 free financial legal templates for Singapore. Download as PDF or Word.
Loans & Promissory Notes
Family Loan Agreement (Singapore)
A formal family loan agreement for Singapore residents, documenting loans between family members with repayment terms, interest provisions, and default remedies. Helps avoid disputes and satisfies IRAS requirements for documenting inter-family financial arrangements.
Loan Agreement (Singapore)
A bilateral loan agreement between private parties in Singapore, not regulated under the Moneylenders Act. Sets out principal, interest, repayment schedule, and events of default under Singapore contract law.
Mortgage Loan Agreement (Singapore)
A property mortgage financing agreement for Singapore real estate, documenting the loan terms and mortgage security over HDB or private residential or commercial property under the Land Titles Act.
Promissory Note (Singapore)
Unconditional written promise to pay a fixed sum under the Singapore Bills of Exchange Act (Cap. 23), used for personal and commercial lending between private parties.
Shareholder Loan Agreement (Singapore)
A loan agreement between a shareholder and their Singapore company for the provision of a shareholder loan. Structured to comply with the Companies Act (Cap. 50), MAS guidelines, and IRAS transfer pricing and thin capitalisation rules applicable to related-party financing.
Shareholders Loan Agreement (Singapore)
A loan agreement from a shareholder to their Singapore company, documenting the terms of the advance, interest provisions, subordination, and repayment, in compliance with the Companies Act 1967 and IRAS transfer pricing requirements.
Invoices & Billing
Credit Note (Singapore)
A credit note for returned goods, cancelled services, or billing adjustments in Singapore, reducing the amount owed by a customer under a previous tax invoice. Required for GST adjustment under IRAS rules.
Gold / Precious Metals Purchase Invoice (Singapore)
A formal purchase invoice for the sale of gold, silver, platinum, or other precious metals in Singapore. Addresses GST exemption for investment precious metals (IPM) under the IRAS IPM Guidelines and the GST Act (Cap. 117A).
Invoice Template (Singapore)
A GST-compliant commercial invoice template for Singapore businesses, including all required fields for goods and services transactions under IRAS guidelines and the Goods and Services Tax Act.
Quotation Template (Singapore)
A business quotation and price estimate template for Singapore businesses, setting out the goods or services offered, unit prices, GST, validity period, and terms and conditions before a formal order is placed.
Tax Invoice (Singapore)
A GST tax invoice meeting IRAS requirements for Singapore GST-registered businesses, enabling the recipient to claim input tax credit. Compliant with the GST Act (Cap. 117A) and current 9% GST rate.
Financial Agreements
Anti-Money Laundering Policy (MAS) Singapore
A corporate Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) Policy for Singapore financial institutions under the Corruption, Drug Trafficking and Other Serious Crimes (Confiscation of Benefits) Act 1992 and MAS regulatory requirements.
Assignment of Receivables (Singapore)
An agreement assigning accounts receivable or book debts as security or in an outright factoring arrangement in Singapore, governed by common law assignment principles and the Companies Act charge registration requirements.
Bank Guarantee (Singapore)
A Singapore Bank Guarantee is an on-demand or conditional undertaking by a bank to pay a defined sum to a beneficiary upon receipt of a complying demand, without requiring proof of default by the principal. It is widely used in construction, property, and commercial contracts as security for contractual performance obligations.
Convertible Debenture Agreement (Singapore)
A convertible debenture agreement for a Singapore company under section 63 of the Companies Act 1967. Covers principal amount, interest rate, conversion mechanics, maturity date, security, and registration with ACRA.
Convertible Note Agreement (Singapore)
A convertible loan note for startup financing in Singapore, structured as debt that converts to equity upon a qualifying funding round or maturity. Governed by Singapore company and contract law with MAS SFA compliance considerations.
Crowdfunding Agreement (Singapore)
A securities or donation-based crowdfunding agreement for Singapore, structured under MAS guidelines for equity crowdfunding operators and investors, including subscription terms, risk disclosures, and platform operator obligations.
Debenture Agreement (Singapore)
A Singapore Debenture Agreement creates fixed and floating charges over a company's assets as security for a loan or credit facility. It is used by lenders and corporate borrowers under the Companies Act 1967 and must be registered with ACRA within 30 days of creation to be valid against a liquidator or creditor.
Directors Personal Guarantee (Singapore)
A personal guarantee by a director of a Singapore company for the company debts or obligations to a bank or creditor, creating personal liability beyond the limited liability of the company under the Companies Act 1967.
Factoring Agreement (Singapore)
A Singapore Factoring Agreement is a receivables finance arrangement under which a seller assigns its trade invoices to a factor in exchange for immediate funding. It sets out the assignment mechanics, advance rate, discount fee, recourse obligations, and the factor's right to collect directly from the seller's debtors.
Financial Advisory Agreement (Singapore)
A financial advisory services engagement agreement for Singapore, governing the provision of financial advice under the Financial Advisers Act (Cap. 110), including scope, fees, suitability obligations, and MAS regulatory requirements.
Gift of Shares Deed (Singapore)
A formal deed documenting the gratuitous transfer of shares in a Singapore company from a donor to a donee. Addresses stamp duty obligations under the Stamp Duties Act 1929 and share transfer requirements under the Companies Act 1967.
Guarantee and Indemnity (Singapore)
A personal or corporate guarantee for a company's debts or obligations in Singapore, creating joint and several liability of the guarantor alongside the principal debtor, governed by Singapore contract and equity law.
Insurance Broker Agreement (Singapore)
An insurance intermediary engagement agreement for Singapore, governing the appointment of an insurance broker to arrange policies on behalf of a client, in compliance with the Insurance Act 1966 and MAS Notice 210.
Insurance Nomination Change Form (Singapore)
A nomination change form for life insurance policies in Singapore under section 73 of the Insurance Act 1966. Covers revocable and irrevocable nominations, trust nominations, beneficiary details, and policyholder rights.
Investment Agreement (Singapore)
A contract governing the terms of an investment in a Singapore company or venture, covering capital contribution, equity stake, investor rights, and exit provisions under the Companies Act (Cap. 50).
Investment Management Agreement (Singapore)
A Singapore Investment Management Agreement (IMA) sets out the terms under which a licensed fund manager or financial adviser manages an investment portfolio on behalf of a client on a discretionary or advisory basis. It must comply with the Securities and Futures Act 2001 and MAS licensing requirements for capital markets services.
Letter of Credit (Singapore)
A Letter of Credit (LC) is a documentary payment undertaking issued by a Singapore bank on behalf of an importer or buyer, guaranteeing payment to a seller upon presentation of complying shipping and commercial documents. It is subject to the UCP 600 rules and Singapore banking practice under the Bills of Exchange Act 1949.
Insurance Policy Nominees Declaration (Singapore)
A formal declaration nominating beneficiaries to receive insurance policy proceeds upon the policyholder's death in Singapore, under the Insurance Act 1966 s.73. Nominations under s.73 create a statutory trust in favour of named beneficiaries.
Personal Guarantee (Singapore)
A personal guarantee under which an individual guarantor assumes personal liability for the debts or obligations of a borrower or counterparty in Singapore. Enforceable under Singapore contract law (based on English common law, received under the Application of English Law Act 1993) and relevant MAS lending regulations, protecting lenders and creditors.
Pledge Agreement (Singapore)
A security agreement creating a pledge over movable property as collateral for a debt or obligation in Singapore, governed by Singapore common law and the Personal Property Securities framework.
Profit Sharing Agreement (Singapore)
A Singapore Profit Sharing Agreement sets out the terms under which two or more parties agree to share the profits of a joint venture, business arrangement, or specific project. It records the profit calculation method, each party's share percentage, the distribution timeline, and dispute resolution mechanisms under Singapore contract law.
SAFE Agreement (Singapore)
A Simple Agreement for Future Equity adapted for Singapore startups. Provides investors with a right to future equity upon a triggering event without accruing interest or having a maturity date, under Singapore company and contract law.
Set-Off Agreement (Singapore)
A Singapore Set-Off Agreement allows two parties with mutual debts to extinguish or reduce those debts by setting off one against the other, avoiding the need for cash settlement of each debt separately. It is used in intercompany treasury arrangements, netting agreements, and commercial debt management under Singapore common law and the Civil Law Act 1909.
Share Purchase Agreement (Singapore)
An agreement for the purchase and sale of shares in a Singapore private limited company, including seller warranties, indemnities, conditions precedent, and completion mechanics under the Companies Act 1967.
Subordination Agreement (Singapore)
A Singapore Subordination Agreement is a contract under which a junior creditor agrees that its debt claims against a borrower shall rank behind the claims of a senior creditor. It is used in leveraged finance, mezzanine lending, and intercompany loan structures to establish the priority of creditor claims in the event of the borrower's insolvency.
Subscription Agreement (Singapore)
An agreement for a primary subscription of new shares in a Singapore private limited company, documenting the subscription price, share class rights, conditions precedent, and investor representations under the Companies Act 1967.
Investment Term Sheet (Singapore)
A non-binding term sheet for venture capital or private equity investment in a Singapore company, setting out the key commercial and legal terms of the proposed transaction for negotiation before formal documents are drafted.
Trade Finance / Letter of Credit Agreement (Singapore)
A trade finance agreement for documentary letters of credit in Singapore under the Bills of Exchange Act 1949 and UCP 600 rules. Covers importer, exporter, issuing bank, advising bank, shipping documents, and payment terms.
Venture Capital Term Sheet (Singapore)
A venture capital term sheet for equity investment in a Singapore startup under the Companies Act 1967. Covers pre-money valuation, share class, anti-dilution, board composition, information rights, liquidation preference, and investor protective provisions.
Debt & Collections
Credit Card Dispute / Chargeback Letter (Singapore)
A formal letter to a Singapore bank or credit card issuer disputing an unauthorised or incorrect transaction and requesting a chargeback. Compliant with FIDReC Terms of Reference and MAS guidelines on financial consumer protection.
Debt Acknowledgement (Singapore)
A written acknowledgment of debt owed by a debtor to a creditor in Singapore, confirming the outstanding amount and creating a fresh limitation period under the Limitation Act (Cap. 163).
Debt Settlement Agreement (Singapore)
An agreement to settle outstanding debt between creditor and debtor in Singapore, recording the agreed reduced settlement amount or structured repayment plan, with a full and final settlement and release of claims.
Instalment Payment Agreement (Singapore)
A structured repayment schedule agreement for an outstanding amount owed in Singapore, setting out regular instalment amounts, due dates, interest, and consequences of default.
Letter of Demand for Debt (Singapore)
A formal letter demanding payment of an outstanding debt before legal action is commenced in Singapore. Precedes Small Claims Tribunal filing, Magistrates Court, or High Court proceedings for debt recovery.
Financial Forms
Crypto Asset Disclosure / Transaction Declaration (Singapore)
A formal disclosure and declaration of cryptocurrency and digital token assets and transactions for tax, compliance, or business due diligence purposes in Singapore. Compliant with the Payment Services Act 2019 and Income Tax Act 1947.
Digital Payment Token (DPT) Licence Support (Singapore)
A support document for applying for a Digital Payment Token (DPT) service licence under the Payment Services Act 2019. Covers cryptocurrency exchange and transfer service licensing requirements, MAS fit-and-proper criteria, and AML/CFT obligations.
Dividend Declaration (Singapore)
A Singapore Dividend Declaration is a directors' board resolution authorising payment of an interim or final dividend to shareholders. It must comply with section 403 of the Companies Act 1967, which requires dividends to be paid only out of profits and prohibits payment that would render the company unable to pay its debts.
Estimated Chargeable Income Filing (Singapore)
Supporting documentation for the Estimated Chargeable Income (ECI) filing required by IRAS for Singapore companies within 3 months of their financial year end, under the Income Tax Act 1947.
Fixed Deposit Premature Withdrawal Request (Singapore)
A formal written request to a Singapore bank for the premature (early) withdrawal of a fixed deposit account before the maturity date. References the Banking Act 1970 and typical Singapore bank fixed deposit terms.
GST Registration Support (Singapore)
Supporting documents for GST registration with IRAS for Singapore businesses that have exceeded the SGD 1 million taxable turnover threshold or wish to register voluntarily, under the Goods and Services Tax Act.
MAS Capital Markets Services Licence (Singapore)
A support document for applying for a Capital Markets Services (CMS) Licence from MAS under section 82 of the Securities and Futures Act 2001. Covers fund management, dealing in securities, REIT management, and other regulated capital markets activities.
MAS Financial Institution Licence Support (Singapore)
A support document for applying for a financial institution licence from the Monetary Authority of Singapore (MAS) under the Monetary Authority of Singapore Act 1970. Covers bank, finance company, and payment institution licence applications.
Mortgage Discharge Application (Singapore)
A support document for discharging a mortgage over Singapore property under section 69 of the Land Titles Act 1993. Covers mortgagee consent, CPF refund obligations, Singapore Land Authority registration, and stamp duty implications.
Profit and Loss Statement (Singapore)
A financial statement summarising a Singapore business's revenues, costs, and expenses during a specific period, used for IRAS tax filing, ACRA annual return purposes, loan applications, and internal management reporting. Compatible with Singapore Financial Reporting Standards (SFRS).
Purchase Order (Singapore)
A standard purchase order form for the procurement of goods and services by Singapore businesses, creating a binding commitment to purchase subject to supplier acceptance, with GST, delivery, and payment terms.
Trust Receipt (Singapore)
A Singapore Trust Receipt is a trade financing document under which a bank releases shipping documents for imported goods to the importer, who holds the goods on trust for the bank and undertakes to sell the goods and remit the proceeds to the bank within the agreed trust receipt period.
Withholding Tax Declaration (Singapore)
A declaration for withholding tax on payments to non-residents under the Income Tax Act 1947 section 45, used by Singapore payers to document their withholding tax obligations to IRAS on royalties, interest, and service fees.
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