Affidavit of Financial Support (Pakistan)
Stamp Paper No: [Stamp Paper Serial]
Value: [Stamp Paper Value]
AFFIDAVIT OF FINANCIAL SUPPORT
Qanun-e-Shahadat Order 1984 | Oaths Act 1873 | Stamp Act 1899
I, [Sponsor Name], son/daughter of [Sponsor Father Name], holder of CNIC/NICOP No. [Sponsor CNIC], resident of [Sponsor Address], occupation: [Sponsor Occupation] (Employer: [Sponsor Employer]), NTN: [Sponsor NTN], do hereby solemnly swear/affirm as under:
SWORN STATEMENTS
1. That I am the [Beneficiary Relationship] of [Beneficiary Name] (CNIC/Passport: [Beneficiary CNIC]), aged [Beneficiary Age] years, residing at [Beneficiary Address].
2. That I hereby undertake to provide financial support to [Beneficiary Name] for the following purpose: [Purpose Of Support].
3. That the total financial support committed is [Support Amount] for a period of [Support Duration].
4. That the source of funds for this financial support is: [Source Of Funds].
5. That I maintain a bank account with [Bank Details] and bank statements confirming my financial capacity are attached as an exhibit to this affidavit.
6. That I have the financial means to fulfil this commitment and undertake to do so for the stated period without placing any financial burden on the government or any public authority.
7. That all information stated in this affidavit is true, complete, and accurate to the best of my knowledge and belief.
PERJURY WARNING
I am fully aware that making a false declaration in this affidavit constitutes the offence of perjury under Section 193 of the Pakistan Penal Code 1860 (PPC), punishable by imprisonment of up to seven years and a fine.
VERIFICATION
I, [Sponsor Name], the deponent, do hereby solemnly swear/affirm that the contents of this affidavit are true and correct to the best of my knowledge and belief, and nothing has been concealed therefrom.
Verified at [Affidavit City] on [Affidavit Date].
ATTESTATION
Sworn/Affirmed before me at [Affidavit City] on [Affidavit Date] by [Sponsor Name] (CNIC/NICOP: [Sponsor CNIC]) who has been identified by production of their original identity document.
Attesting Authority: [Attesting Authority]
Name: _________________________
Designation / Commission No.: _________________________
Official Stamp: _________________________
Date: _________________________
Deponent / Sponsor
________________
Signature
Attesting Officer (Oath Commissioner / Magistrate / Notary / Consular Officer)
________________
Signature
What Is a Affidavit of Financial Support (Pakistan)?
An Affidavit of Financial Support in Pakistan provides a formal sworn account of the facts it concerns, executed in the manner the law requires for it to be relied on.
The Qanun-e-Shahadat Order 1984, which replaced the Indian Evidence Act 1872 in Pakistan and incorporates Islamic principles of evidence, governs the admissibility and weight of affidavit evidence in Pakistani courts under Article 164, which authorises courts to direct that particular facts be proved by affidavit. The Affidavit of Financial Support functions as formal sworn evidence of the sponsor's financial commitment — carrying greater legal weight than an unsworn letter of support — for submission to foreign embassies, universities, courts, hospitals, and Pakistani government departments.
The Oaths Act 1873, a federal statute operative throughout Pakistan, prescribes the form of oath administered to persons making sworn declarations. Muslims swear on the Holy Quran; members of other faiths affirm or swear on their religious text. A false declaration in an Affidavit of Financial Support constitutes perjury under Section 193 of the Pakistan Penal Code 1860 (PPC), punishable by imprisonment of up to seven years and a fine — a deterrent that gives the affidavit its legal weight.
The Stamp Act 1899, administered provincially by the Boards of Revenue in Punjab, Sindh, Khyber Pakhtunkhwa, and Balochistan, requires the affidavit to be executed on non-judicial stamp paper of the appropriate denomination — typically PKR 50 to PKR 100. An unstamped affidavit is inadmissible in evidence under Section 35 of the Stamp Act 1899.
The practical contexts for an Affidavit of Financial Support in Pakistan are diverse. Foreign embassies and high commissions — including the UK High Commission, German Embassy, US Embassy, and UAE Consulate in Islamabad and Karachi — require this affidavit from Pakistani sponsors supporting visa applications for family members, students, or workers. Pakistani universities and foreign educational institutions require it when a family member sponsors a student's tuition and living expenses. The Directorate General of Immigration and Passports requires financial support declarations for certain passport applications. Family Courts in Pakistan require it in maintenance proceedings under the Muslim Family Laws Ordinance 1961 and the West Pakistan Family Courts Act 1964. The Federal Board of Revenue (FBR) may request it during tax assessments to establish the source of funds supporting an individual's lifestyle or expenditure.
Distinctions apply based on the sponsor's location: where the sponsor is an overseas Pakistani providing support from abroad, the affidavit must be executed before a Pakistani consular officer at the relevant Pakistani Embassy or High Commission abroad (in London, Washington DC, Dubai, Riyadh, or other cities) or before a local Notary Public and then apostilled under the Hague Convention (to which Pakistan acceded in 2023) for use in Pakistan.
When Do You Need a Affidavit of Financial Support (Pakistan)?
An Affidavit of Financial Support in Pakistan is required across a wide range of visa, educational, legal, and administrative situations.
An Affidavit of Financial Support is needed when a Pakistani citizen sponsors a family member's visa application to a foreign country — for example, sponsoring a spouse, parent, or sibling applying for a UK Visitor Visa at the UK High Commission Islamabad, a Schengen Visa at the German Embassy or French Embassy in Islamabad, or a UAE Visit Visa. The sponsoring Pakistani resident or overseas Pakistani must declare their income, assets, bank balance, and commitment to cover the beneficiary's travel and living expenses, supported by bank statements and salary certificates.
An Affidavit of Financial Support is required when a parent or guardian sponsors a student's higher education — whether at a Pakistani university (University of the Punjab, University of Karachi, LUMS, NUST, COMSATS) or a foreign university — and the institution requires a formal financial support declaration confirming the sponsor's ability to fund tuition fees, accommodation, and living expenses for the duration of the programme.
An Affidavit of Financial Support is needed when a Family Court in Pakistan is determining maintenance obligations under the Muslim Family Laws Ordinance 1961. A spouse or parent filing for maintenance may present an Affidavit of Financial Support from a third-party sponsor — for example, a brother committing to fund a sister's maintenance while a court order is awaited — as evidence of interim financial provision.
An Affidavit of Financial Support is required when a patient is admitted to a private hospital or specialist medical facility in Lahore, Karachi, Islamabad, or another city, and a family member or employer provides a formal financial guarantee for the patient's medical expenses in lieu of immediate upfront payment.
An Affidavit of Financial Support is needed when a Pakistani employer sponsors a foreign national employee's work permit or employment visa application with the Directorate General of Immigration and Passports, confirming the employer's commitment to pay the employee's salary, provide accommodation, and repatriate the employee on contract completion.
An Affidavit of Financial Support is required when an applicant for the Hajj or Umrah pilgrimage funded by a sponsor must demonstrate to the Ministry of Religious Affairs and Interfaith Harmony or to a private Hajj organiser that adequate financial arrangements have been made for the pilgrimage expenses under the Hajj Policy issued annually by the Government of Pakistan.
What to Include in Your Affidavit of Financial Support (Pakistan)
A valid Affidavit of Financial Support in Pakistan under the Qanun-e-Shahadat Order 1984 and the Oaths Act 1873 must contain the following essential elements.
Stamp Paper: The affidavit must be executed on non-judicial stamp paper of the denomination required under the Stamp Act 1899 as applicable in the province — PKR 50 to PKR 100 — purchased from a licensed vendor of the provincial Board of Revenue. The stamp paper serial number must appear on the affidavit. Failure to use proper stamp paper renders the document inadmissible under Section 35 of the Stamp Act 1899.
Sponsor's Identity: The full legal name of the sponsor as it appears on their NADRA CNIC (or NICOP for overseas Pakistanis), father's name, age, CNIC number, occupation, employer name and address (or business name and address for self-employed sponsors), and residential address. For corporate sponsors, the company's SECP registration number and the name of the authorised signatory must be stated.
Beneficiary's Identity: The full name, CNIC or B-Form number, relationship to the sponsor, age, and address of the person being financially supported. The relationship between the sponsor and the beneficiary — parent-child, sibling, employer-employee, or other — must be clearly stated.
Financial Capacity Declaration: A clear statement of the sponsor's financial position — monthly or annual income, source of income (salary from named employer, business income, rental income, remittances), bank name and account type (savings account or current account at a scheduled bank regulated by the State Bank of Pakistan), and estimated bank balance or net worth. This is supported by bank statements, salary certificates, or FBR tax returns — referenced in the affidavit but submitted as exhibits.
Scope and Duration of Support: A specific statement of what expenses the sponsor undertakes to cover — tuition fees, accommodation, living expenses, medical costs, travel — and for what period (the duration of a visa, academic programme, or medical treatment). Vague commitments ('I will support my son') are less effective than specific ones ('I undertake to pay GBP 15,000 per academic year for three years for my son's postgraduate studies at the University of Manchester').
Verification Clause: The standard verification clause under the Oaths Act 1873: 'I, [sponsor name], the deponent, do hereby solemnly swear/affirm that the contents of this affidavit are true and correct to the best of my knowledge and belief and nothing has been concealed.' This makes the declaration sworn testimony subject to perjury consequences under Section 193 of the Pakistan Penal Code 1860.
Attestation: The affidavit must be signed and attested by an Oath Commissioner appointed under Section 139 of the Code of Civil Procedure 1908, a First Class Judicial Magistrate, or a Notary Public commissioned under the Notaries Ordinance 1961. For affidavits executed abroad for use in Pakistan, attestation by a Pakistani consular officer or a foreign Notary Public followed by apostille (under the Hague Convention, to which Pakistan acceded in 2023) is required.
Exhibits: The affidavit should list and refer to all supporting documents submitted as exhibits — CNIC copy, bank statements for the last 3-6 months, salary certificate from HR department or employer, income tax return filed with FBR, property ownership documents — to substantiate the financial capacity declared in the affidavit.
Forms-legal.com provides this Affidavit of Financial Support (Pakistan) template as a starting point. For visa sponsorship affidavits, sponsors should verify the specific requirements of the relevant embassy or high commission, as requirements differ significantly between the UK High Commission, German Embassy, UAE Consulate, and US Embassy in Pakistan.
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Forms Legal. (2026). Affidavit of Financial Support (Pakistan) (Pakistan) [Legal document template]. Forms Legal. https://forms-legal.com/pakistan/personal/legal-declarations/affidavit-of-financial-support-pakistan
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}Frequently Asked Questions
An Affidavit of Financial Support submitted to a foreign embassy, university, court, or government authority in Pakistan should be accompanied by a comprehensive set of supporting documents that substantiate the sponsor's financial capacity. Standard supporting documents include: a copy of the sponsor's NADRA CNIC (or NICOP for overseas Pakistanis); bank statements for the most recent 3 to 6 months from a scheduled bank regulated by the State Bank of Pakistan (SBP) — such as Habib Bank Limited, National Bank of Pakistan, MCB Bank, Allied Bank, or Meezan Bank — showing the account balance and transaction history; a salary certificate from the sponsor's employer on company letterhead, signed by the HR Manager or Finance Director, stating the sponsor's monthly salary, designation, and length of service; the sponsor's most recent income tax return filed with the Federal Board of Revenue (FBR) through the IRIS portal, confirmed by the FBR's Active Taxpayer List (ATL) status; property ownership documents (e.g. registered sale deed, house mutation) confirming the sponsor's assets where applicable; and proof of the relationship between the sponsor and the beneficiary (NADRA Family Registration Certificate, CNIC copies, or Nikah Nama). Each foreign embassy has specific requirements — the UK High Commission Islamabad typically requires 6 months of bank statements; the German Embassy requires apostilled documents; the UAE Consulate may require translation into Arabic. Applicants should check the specific embassy's checklist before compiling the affidavit package.
Yes, a company incorporated under the Companies Act 2017 and registered with the SECP can provide an Affidavit of Financial Support for an employee's visa application, executed by the company's Chief Executive Officer or authorised director as a corporate sworn declaration. The corporate affidavit must be executed on stamp paper under the Stamp Act 1899, attested by an Oath Commissioner or Notary Public, and accompanied by the company's SECP Certificate of Incorporation, National Tax Number (NTN) certificate from the Federal Board of Revenue (FBR), audited financial statements prepared under International Financial Reporting Standards (IFRS) as adopted by the Institute of Chartered Accountants of Pakistan (ICAP), and the board resolution authorising the company to provide the financial support declaration under Section 181 of the Companies Act 2017. Foreign embassies and high commissions in Pakistan — particularly the UK High Commission, German Embassy, and US Embassy — accept corporate financial support affidavits for employee business visa applications, conference visit visas, and short-term training visas. The affidavit must state the employee's designation, monthly salary, employment duration, and the specific costs the company undertakes to cover during the visit — air tickets, hotel, per diem allowances. The company's compliance with SBP's foreign exchange regulations for outward remittances of travel-related expenses is also relevant.
An Affidavit of Financial Support is a sworn personal or corporate declaration confirming the sponsor's commitment to fund a beneficiary's expenses — it is a private legal document without independent financial backing beyond the sponsor's personal honour and perjury liability. A Bank Guarantee, by contrast, is a formal undertaking issued by a scheduled bank regulated by the State Bank of Pakistan (SBP) — such as Habib Bank Limited, National Bank of Pakistan, or United Bank Limited — committing the bank to pay a specified sum to the beneficiary (e.g. an embassy or institution) if the guaranteed party fails to meet their financial obligations. Bank guarantees carry greater weight because the bank's creditworthiness (not just the individual's sworn word) backs the commitment. For most tourist and student visa applications to foreign embassies in Islamabad and Karachi, an Affidavit of Financial Support accompanied by bank statements is sufficient — a full bank guarantee is not required. However, for business establishment visas, large-scale employment sponsorships, or special visa categories, some embassies or immigration authorities may request a bank guarantee or bank reference letter from the sponsor's bank in addition to or instead of the affidavit. Domestic courts — Family Courts hearing maintenance cases and Civil Courts dealing with interim financial orders — routinely accept Affidavits of Financial Support without requiring a bank guarantee, as the perjury sanction under Section 193 of the Pakistan Penal Code 1860 is considered adequate security.
An Affidavit of Financial Support in Pakistan does not need to be compulsorily registered under the Registration Act 1908, as it does not create or affect rights in immovable property (which Section 17 of the Registration Act 1908 makes compulsorily registrable). However, voluntary registration at the office of the Sub-Registrar of Documents under Section 18 of the Registration Act 1908 is permissible and creates a permanent, date-stamped public record of the affidavit — useful if disputes arise later about whether the commitment was made or when it was made. In practice, most Affidavits of Financial Support in Pakistan are not registered with the Sub-Registrar — attestation by an Oath Commissioner or Notary Public, combined with the stamp paper requirement under the Stamp Act 1899, provides sufficient authentication for the purposes of foreign embassies, universities, and domestic courts. Where the affidavit commits the sponsor to a long-term or high-value financial obligation — for example, sponsoring a student's overseas education costs of USD 100,000 over four years — formalising the commitment through a registered deed of undertaking in addition to an affidavit provides stronger legal protection for the beneficiary. The choice between an affidavit and a registered deed depends on the value of the commitment and the requirements of the receiving institution.
An overseas Pakistani residing abroad who needs to provide an Affidavit of Financial Support for use in Pakistan — for example, to support a family member's court application, visa application, or NADRA record update — can execute the affidavit through two methods. The first method is to execute the affidavit before a Pakistani consular officer at the Pakistani Embassy, High Commission, or Consulate in the country of residence — Pakistan has diplomatic missions in London, Washington DC, New York, Dubai, Abu Dhabi, Riyadh, Jeddah, Doha, Kuala Lumpur, and other cities. The consular officer acts as an equivalent to an Oath Commissioner for Pakistanis abroad under the relevant provisions of the Oaths Act 1873 and Foreign Service regulations. The consularised affidavit is then sent to Pakistan for use. The second method is to execute the affidavit before a local Notary Public in the foreign country and have it apostilled under the Hague Convention Abolishing the Requirement of Legalisation for Foreign Public Documents (to which Pakistan acceded in 2023). Pakistan's Central Authority for Apostille is the Ministry of Foreign Affairs (MOFA) — foreign-executed apostilled documents are recognised by Pakistani courts, NADRA, and government departments without further legalisation. The overseas Pakistani should also include their NICOP number, foreign bank statements, foreign payslips or income tax returns, and proof of remittances to Pakistan (through official banking channels via SBP-authorised banks) to substantiate the financial support declaration.
Providing financial support to a family member in Pakistan has several potential tax implications under the Income Tax Ordinance 2001. Gifts of money from parents to children, between spouses, or from grandparents to grandchildren are exempt from income tax as gifts under Section 39(1)(e) of the Income Tax Ordinance 2001, provided they are genuine gifts supported by documentation (gift deed, affidavit, bank transfer records). However, if the Federal Board of Revenue (FBR) questions the source of funds — for example, during an audit under Section 122 of the Income Tax Ordinance 2001 — the donor must be able to demonstrate that the gifted funds came from disclosed taxable sources (salary, business income, agricultural income, inheritance) reported in their previous income tax returns filed through the IRIS portal. Unexplained wealth — assets or expenditure inconsistent with declared income — is a key audit trigger under the FBR's risk-based audit model. Remittances from overseas Pakistanis to family members in Pakistan are generally treated as exempt foreign income under Section 111(4) of the Income Tax Ordinance 2001, provided they are routed through official banking channels (via SWIFT transfer to a Pakistani bank account regulated by the SBP). The recipient of remittances does not pay income tax on amounts received as family support from abroad.
This template is provided for informational purposes only and does not constitute legal advice. Laws vary by jurisdiction and change over time. Consult a qualified attorney for advice specific to your situation.Full disclaimer
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