Education Services Agreement (Pakistan)
EDUCATION SERVICES AGREEMENT
Under the Contract Act 1872 | Punjab Private Educational Institutions (Promotion and Regulation) Ordinance 1984 | HEC Ordinance 2002
This Education Services Agreement is entered into at [Agreement City] on [Agreement Date] between:
INSTITUTION / PROVIDER:
[Institution Name], Reg. No. [Institution Reg Number], address: [Institution Address], represented by [Authorised Signatory] (hereinafter "Institution");
AND
STUDENT / GUARDIAN:
Student: [Student Name], Date of Birth: [Student Date of Birth].
Parent / Guardian: [Guardian Name], CNIC: [Guardian CNIC], Contact: [Guardian Contact], Address: [Guardian Address] (hereinafter "Student/Guardian").
(Where the student is a minor under Section 11 of the Contract Act 1872, the Guardian signs as the contracting party.)
1. PROGRAMME AND DELIVERY
1.1 The Institution agrees to provide educational services for the following programme: [Programme Name].
1.2 Curriculum / Awarding Body: [Curriculum Board]
1.3 Programme Period: [Programme Start Date] to [Programme End Date]
1.4 Delivery Mode: [Delivery Mode]
1.5 The Institution shall deliver the programme in accordance with the curriculum standards of the relevant board and the quality requirements of the applicable regulatory authority (PEIRA Punjab / Sindh PEIRA / KPK PSRA / HEC / NAVTTC).
2. FEES, PAYMENT, AND REFUND POLICY
2.1 Tuition Fee: [Tuition Fee]
2.2 Admission Fee (non-refundable): [Admission Fee]
2.3 Other Charges: [Other Charges]
2.4 Payment Due Date: [Payment Due Date]
2.5 All fees are subject to applicable regulatory approvals (PEIRA Punjab / HEC) and are stated exclusive of any government-mandated charges. Annual fee increases shall not exceed the percentage permitted by the relevant regulatory authority.
2.6 Refund Policy on Withdrawal: [Refund Policy]
2.7 The Student/Guardian is entitled to a fee tax credit of 25% of tuition fees paid under Section 60B of the Income Tax Ordinance 2001, subject to applicable conditions.
3. ATTENDANCE, CONDUCT, AND DISCIPLINARY PROCEDURE
3.1 The Student is required to maintain a minimum attendance of 75% (or as required by the relevant Board or HEC) to be eligible for examinations and assessment.
3.2 The Student shall comply with the Institution's Code of Conduct, including obligations under PECA 2016 regarding digital conduct and anti-bullying standards.
3.3 Disciplinary action, including suspension or expulsion, shall be taken only after following due process — charge sheet, opportunity to be heard, impartial enquiry — consistent with natural justice principles and PEIRA guidelines.
4. DISPUTE RESOLUTION AND GOVERNING LAW
4.1 Disputes shall first be referred to the Institution's internal complaint procedure (academic coordinator → principal/registrar → governing body), followed by reference to the PEIRA dispute mechanism (for schools) or the HEC grievance mechanism (for universities).
4.2 Unresolved disputes may be referred to arbitration under the Arbitration Act 1940 or the competent Civil Courts of [Agreement City].
4.3 This Agreement is governed by the Contract Act 1872, the applicable provincial education regulations, and the HEC Ordinance 2002 (where applicable).
IN WITNESS WHEREOF the parties have executed this Education Services Agreement at [Agreement City] on [Agreement Date].
Institution: [Institution Name]
Authorised Signatory: [Authorised Signatory]
Signature: _________________________ Date: _________________________
Student / Guardian: [Guardian Name] (on behalf of Student: [Student Name])
CNIC: [Guardian CNIC]
Signature: _________________________ Date: _________________________
Institution / Authorised Signatory
________________
Signature
Parent / Guardian (on behalf of Student)
________________
Signature
What Is a Education Services Agreement (Pakistan)?
An Education Services Agreement in Pakistan governs the supply of professional services, fixing the fee, the standard of performance expected and how either side may end the engagement.
Private educational institutions in Pakistan operate within a regulatory framework established by multiple statutes and regulatory bodies. Private schools at the primary and secondary levels are regulated by the Punjab Private Educational Institutions Regulatory Authority (PEIRA) established under the Punjab Private Educational Institutions (Promotion and Regulation) Ordinance 1984, the Sindh Private Educational Institutions (Regulation and Control) Ordinance 2001, the KPK Private Schools Regulatory Authority (PSRA) under the KPK Private Schools Regulatory Authority Act 2017, and equivalent legislation in Balochistan. These provincial regulatory frameworks govern school registration, fee fixation, curriculum requirements, and student rights.
Fee regulation for private schools is a particularly important aspect of the regulatory environment for Education Services Agreements in Pakistan. The Punjab Private Educational Institutions Regulatory Authority (PEIRA) under the Punjab Private Educational Institutions (Promotion and Regulation) Ordinance 1984 regulates fee increases and requires private schools to obtain prior approval before increasing fees above the prescribed annual increment percentage. The Supreme Court of Pakistan issued landmark directions in PLD 2021 SC 448 (the private school fee case) restricting fee increases during the COVID-19 pandemic and directing a 20% fee reduction for the pandemic period. Education Services Agreements must reflect the regulated fee structure and cannot include provisions for fee increases beyond what applicable PEIRA or equivalent provincial authority permits.
Higher education institutions — universities, degree-awarding institutions, and affiliated colleges — in Pakistan are regulated by the Higher Education Commission (HEC), established under the Higher Education Commission Ordinance 2002 (Ordinance LIII of 2002). The HEC prescribes quality standards, degree requirements, and minimum qualification criteria for teaching faculty. Private universities must hold a HEC charter and follow HEC regulations on fee collection, refund policies (HEC Fee Refund Policy), and admission criteria. Education Services Agreements for university students must be consistent with the HEC's standard terms and the relevant university's statutes.
The Right to Education framework in Pakistan, established under Article 25-A of the Constitution of Pakistan 1973 (inserted by the 18th Amendment in 2010), mandates free and compulsory education for all children aged 5 to 16 years. Provincial Right to Free and Compulsory Education Acts — the Punjab Free and Compulsory Education Act 2014, the Sindh Right of Children to Free and Compulsory Education Act 2013, the KPK Compulsory Education Act 2017 — implement this constitutional right. While these Acts apply to government schools, they also place obligations on private schools receiving any government support, and Education Services Agreements for primary-level students must not contain terms that effectively deny a child's right to education.
Vocational training institutes registered with the National Vocational and Technical Training Commission (NAVTTC) established under the NAVTTC Act 2011 provide skills training under the National Vocational Qualifications Framework (NVQF). Education Services Agreements for NAVTTC-affiliated training programmes must comply with NAVTTC quality standards and certification requirements.
When Do You Need a Education Services Agreement (Pakistan)?
An Education Services Agreement in Pakistan is required whenever a private educational institution, coaching centre, or individual tutor enters into a paid arrangement to provide educational services to a student or their parent or guardian, and wishes to document the terms of the arrangement with legal clarity.
An Education Services Agreement is needed when a private school in Lahore, Karachi, Islamabad, or any other Pakistani city enrols a new student and wishes to document the terms of admission — tuition fees, transport charges, examination fees, laboratory and activity charges, fee payment schedule, refund policy on withdrawal, uniform requirements, code of conduct, and grounds for suspension or expulsion. PEIRA Punjab and equivalent provincial authorities require private schools to issue written fee schedules, and a written Education Services Agreement evidences compliance.
An Education Services Agreement is required when a university or degree-awarding institution in Pakistan enrols a student for an undergraduate, postgraduate, or professional programme. The Higher Education Commission (HEC) Fee Refund Policy requires universities to clearly document their fee refund policy in writing — the Education Services Agreement provides the contractual vehicle for this disclosure, specifying the percentage of fees refundable at different stages of withdrawal.
An Education Services Agreement is needed when a coaching academy or test preparation centre — for example, a centre preparing students for MDCAT (Medical and Dental College Admission Test), ECAT (Engineering College Admission Test), IELTS, or CSS (Central Superior Services) examination — enrols a student on a paid course. The agreement specifies the course content, duration, batch timings, instructor credentials, and refund terms if the course is discontinued.
An Education Services Agreement is required when an individual home tutor, providing one-on-one or small-group tuition at the student's home or a tutoring centre, formalises the arrangement with the student's parent or guardian — specifying subjects, session frequency, duration, hourly rate or monthly fee, cancellation policy, and notice period for discontinuation of services.
An Education Services Agreement is needed when a foreign educational institution, an online learning platform, or an international school operating in Pakistan under a licence from the provincial education authority enrols Pakistani students, and must comply with both the foreign institution's standard terms and Pakistani regulatory requirements regarding fee refunds, data protection under PECA 2016, and student records.
What to Include in Your Education Services Agreement (Pakistan)
A thorough Education Services Agreement in Pakistan under the Contract Act 1872 and applicable provincial education regulations must contain the following essential elements.
Party Identification: Full legal name of the educational institution (with its registration number under PEIRA Punjab, Sindh Private Educational Institutions Regulatory Authority, KPK PSRA, HEC charter number for universities, or NAVTTC registration for vocational institutes), its address, and the name and designation of the authorised signatory. Full legal name of the student, and the parent or guardian (if the student is a minor under Section 11 of the Contract Act 1872), with CNIC numbers and addresses.
Programme or Course Details: Description of the educational programme — school grade, degree programme (BA, BS, MBA, MBBS, etc.), certification course, or coaching programme — including the curriculum framework (Punjab Curriculum and Textbook Board, Aga Khan University Examination Board, Cambridge International A-Level, or other board), start and end dates, and the campus or facility where services are delivered.
Fee Structure: Itemised list of all fees payable — tuition fee (monthly or per semester), admission fee (one-time, non-refundable), examination fee, laboratory or computer lab fee, library fee, transport fee (if applicable), and security deposit (refundable). All fees must comply with the fee schedule approved by PEIRA or the relevant provincial authority for registered schools, or the HEC-approved fee structure for universities. Annual fee increases must not exceed the percentage permitted by PEIRA or HEC without written notice to the parent or guardian.
Payment Schedule and Mode: Due dates for fee payments (first of each month, or semesterly), accepted payment modes (bank transfer to the institution's account, online payment through the institution's portal, cash at the school's accounts office), and late payment charges (which must not exceed a reasonable penalty disclosed upfront — excessive penalty clauses may be challenged as unfair under Pakistani general contract law principles derived from Section 74 of the Contract Act 1872).
Refund Policy: The institution's fee refund policy on student withdrawal — consistent with the HEC Fee Refund Policy for universities, which mandates 100% refund within 7 days of commencement, declining to 0% after a specified period. For schools regulated by PEIRA or equivalent authorities, the refund policy must be explicitly stated and not result in forfeiture of more than one month's fee upon withdrawal with proper notice.
Attendance and Academic Requirements: Minimum attendance percentage required to sit for examinations (typically 75% under HEC and Board of Intermediate and Secondary Education requirements), academic progression requirements, and consequences of failure to meet attendance or academic standards — warning, probation, or withdrawal from the programme.
Code of Conduct and Disciplinary Procedures: The institution's code of conduct applicable to the student, prohibited behaviours (including compliance with PECA 2016 regarding cyberbullying and electronic misconduct), and the disciplinary procedure — warning, suspension, and expulsion — with the right of the student or parent to be heard before a final adverse decision, consistent with natural justice principles recognised by Pakistani courts.
Intellectual Property and Digital Content: Where online learning platforms or digital content are provided, the institution's intellectual property rights in the learning materials and the student's rights to access and use those materials during the programme period.
Dispute Resolution: Internal complaint procedure (first level: academic coordinator; second level: principal or registrar; third level: governing body), followed by mediation or arbitration under the Arbitration Act 1940 or reference to the PEIRA dispute resolution mechanism for school-level disputes, or the HEC's grievance mechanism for university disputes, before resorting to litigation before the Civil Courts of Pakistan.
Governing Law: Pakistani law — specifically the Contract Act 1872, applicable provincial education regulations, and HEC Ordinance 2002 where applicable — as the governing law of the agreement, with jurisdiction in the courts of the city or district where the institution is located.
Forms-legal.com provides this Education Services Agreement (Pakistan) template to assist schools, coaching centres, and tutors in establishing clear, legally compliant service terms. Institutions should confirm fee structures are approved by the relevant provincial authority before incorporating them in agreements, and obtain legal advice for complex arrangements involving foreign curricula or online delivery models.
Under the Companies Act 2017, the Securities and Exchange Commission of Pakistan (SECP) maintains the register of Pakistani companies. Section 16 of the Companies Act 2017 governs company incorporation. The Contract Act 1872 governs general contractual obligations. The Federal Board of Revenue (FBR) administers corporate tax under the Income Tax Ordinance 2001. The High Courts (Lahore, Sindh, Peshawar, Balochistan, Islamabad) have original and appellate jurisdiction.
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Forms Legal. (2026). Education Services Agreement (Pakistan) (Pakistan) [Legal document template]. Forms Legal. https://forms-legal.com/pakistan/business/services/education-services-agreement-pakistan
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howpublished = {\url{https://forms-legal.com/pakistan/business/services/education-services-agreement-pakistan}},
note = {Free legal document template}
}Frequently Asked Questions
Private schools in Pakistan cannot increase fees without complying with the applicable provincial regulatory framework and providing adequate notice to parents. In Punjab, the Punjab Private Educational Institutions Regulatory Authority (PEIRA) established under the Punjab Private Educational Institutions (Promotion and Regulation) Ordinance 1984 regulates fee increases — private schools must obtain PEIRA's approval before increasing annual fees, and the annual increase is typically capped at a percentage announced by PEIRA, linked to inflation. The Supreme Court of Pakistan in PLD 2021 SC 448 directed private schools to reduce fees by 20% during the COVID-19 pandemic and prohibited unauthorised fee increases. In Sindh, the Sindh Private Educational Institutions (Regulation and Control) Ordinance 2001 and the Sindh Education Foundation Act 1992 regulate private schools. Parents who face unauthorised fee increases can file a complaint with PEIRA Punjab ([email protected]) or the equivalent provincial authority. An Education Services Agreement that attempts to give the school unlimited discretion to increase fees without regulatory compliance or parental notice may be challenged as an unfair contract term before provincial courts or the consumer courts under the Punjab Consumer Protection Act 2005.
The Higher Education Commission (HEC) of Pakistan, established under the HEC Ordinance 2002, has issued a standard Fee Refund Policy that all HEC-recognised universities and degree-awarding institutions in Pakistan must follow. Under the HEC Fee Refund Policy, students who withdraw from a programme after admission are entitled to a refund of tuition fees on the following sliding scale: 100% refund if withdrawal occurs within 7 days of the commencement of classes; 50% refund if withdrawal occurs after 7 days but within 15 days; 25% refund if withdrawal occurs after 15 days but within 30 days; and no refund if withdrawal occurs after 30 days of the commencement of classes. Admission fees, registration fees, and security deposits (the latter in full) are treated separately — admission fees are generally non-refundable, while security deposits are refundable in full upon return of library cards and other university property. Universities whose Education Services Agreements contain refund policies less favourable than the HEC standard are in breach of HEC regulations, and students can complain to HEC's Quality Assurance Division. Students should review the refund policy in the Education Services Agreement before making payment.
Yes. Because minors (persons under 18 years of age) lack contractual capacity under Section 11 of the Contract Act 1872, the Education Services Agreement for a minor student is entered into by the parent or legal guardian as the contracting party. The parent or guardian is therefore personally and legally liable for the payment of school fees and all other contractual obligations under the Education Services Agreement — the minor student has no independent legal liability for fees. If a parent fails to pay school fees, the school can recover the outstanding fees through a civil suit for debt recovery before the Civil Court of the relevant district under the Code of Civil Procedure 1908. Schools may also withhold examination results, progress reports, school leaving certificates, and transfer certificates from students of defaulting parents — though this practice is restricted by provincial PEIRA regulations and HEC guidelines, which prohibit schools from withholding documents in a manner that permanently prejudices the student's academic career. Pakistani courts have held that a school's right to withhold documents for unpaid fees must be exercised reasonably and is subject to the constitutional right to education under Article 25-A of the Constitution of Pakistan 1973.
Private schools in Pakistan can expel a student for specified causes, but must follow a fair disciplinary procedure that complies with the principles of natural justice recognised by Pakistani courts and provincial education regulations. The Education Services Agreement or the school's code of conduct should specify the grounds for expulsion — typically gross misconduct, persistent violation of school rules, violence or criminal behaviour on school premises, bullying, cheating in examinations, or bringing prohibited items to school. The disciplinary procedure must include: a written charge sheet specifying the alleged misconduct; an opportunity for the student (and parent or guardian) to respond to the charges in writing and to be heard before a disciplinary committee; a disciplinary committee hearing with minutes recorded; a written decision specifying the grounds for expulsion; and a right of appeal to the school's governing body. PEIRA Punjab and equivalent provincial authorities require private schools to follow due process before expulsion. Courts in Pakistan — including the Lahore High Court in several writ petitions — have quashed expulsion decisions made without following fair hearing procedures, reinstating students to their previous classes. Expulsion solely for non-payment of fees is generally not accepted by PEIRA or courts as a valid ground — the school's remedy for non-payment is a civil claim for fees.
Tuition fees paid to educational institutions in Pakistan have both income tax and sales tax implications. For income tax purposes under the Income Tax Ordinance 2001, the parent or guardian paying school fees for their minor child can claim a tax credit for tuition fees under Section 60B of the Income Tax Ordinance 2001 — a tax credit of 25% of actual tuition fees paid, subject to a maximum of 25% of the parent's taxable income. This tuition fee tax credit is available for fees paid to any institution registered with the relevant provincial education authority. To claim the credit, the parent must retain the original fee receipts and declare the amount in their annual income tax return filed with FBR. For sales tax purposes, educational services provided by registered educational institutions are exempt from sales tax under the Sales Tax Act 1990 (Sixth Schedule, Table 2, Entry 46) — meaning private schools and universities do not charge sales tax on tuition fees. However, ancillary commercial services provided by educational institutions — such as food canteens, book shops, or commercial training courses — may be taxable for provincial sales tax on services under the Punjab Revenue Authority (PRA), Sindh Revenue Board (SRB), or other provincial revenue authority rules.
NAVTTC — the National Vocational and Technical Training Commission — is a federal body established under the NAVTTC Act 2011 to regulate, coordinate, and standardise vocational and technical education and training (TVET) in Pakistan. NAVTTC operates under the Ministry of Federal Education and Professional Training and maintains the National Vocational Qualifications Framework (NVQF), which provides a structured hierarchy of vocational qualifications from Level 1 (basic skills) to Level 5 (advanced technician). NAVTTC affiliates and registers vocational training institutes, approves training programmes, and administers competency-based assessments leading to NVQF-recognised certificates. For Education Services Agreements relating to vocational training, NAVTTC registration of the training institute is evidence of the programme's recognition — students completing NAVTTC-affiliated courses receive credentials recognised by TVET employers across Pakistan and in GCC countries (Saudi Arabia, UAE, Qatar, Kuwait, Oman, Bahrain) under bilateral skilled worker recognition frameworks. Education Services Agreements for NAVTTC-affiliated programmes should specify the NAVTTC programme code, the NVQF level of the qualification, the assessment schedule, and the certificate issuance process. Provincial TVET authorities — Punjab TEVTA (Technical Education and Vocational Training Authority), Sindh TEVTA, KPK TEVTA — operate alongside NAVTTC and may have additional requirements for vocational training agreements in their respective provinces.
This template is provided for informational purposes only and does not constitute legal advice. Laws vary by jurisdiction and change over time. Consult a qualified attorney for advice specific to your situation.Full disclaimer
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