A Canadian Independent Contractor Agreement for Personal Training is a contract between a fitness facility or individual client and a personal trainer that establishes the terms of a training engagement under Canadian federal and provincial law. This agreement is designed for personal trainers who operate as independent contractors at gyms, fitness studios, private homes, outdoor locations, or their own training facilities.

The personal training industry in Canada operates largely without federal regulation of trainer qualifications, though several provinces have developed certification frameworks. The Canadian Society for Exercise Physiology (CSEP) provides the nationally recognized CSEP-CPT certification, and the British Columbia Recreation and Parks Association (BCRPA) maintains a provincial fitness leader registry. The agreement requires the trainer to disclose their certifications and maintain them current throughout the engagement, which demonstrates professional competence and supports the duty of care standard.

The CRA's four-fold test from 671122 Ontario Ltd. v. Sagaz Industries applies to personal trainers. Factors supporting independent contractor status include: the trainer controls their training methods, program design, and session scheduling; the trainer provides their own equipment (resistance bands, mats, weights, heart rate monitors); the trainer serves multiple clients or works at multiple facilities; the trainer can hire substitute trainers; and the trainer invoices the facility or client rather than receiving a regular paycheck. Conversely, trainers who work exclusively at one gym, follow the gym's set schedule, use only the gym's equipment, wear the gym's branded uniform, and receive an hourly wage may be classified as employees.

A distinctive feature of personal training agreements is the assumption of risk and liability waiver clause. Physical exercise involves inherent risks including muscle strains, cardiovascular events, and other injuries. Under Canadian common law, properly drafted liability waivers are enforceable in all provinces except Quebec, where the Civil Code (art. 1474) generally prohibits exclusion of liability for bodily injury. The waiver must be clear, unambiguous, and brought to the participant's attention before signing.

The agreement also addresses the pre-exercise health screening requirement. The Physical Activity Readiness Questionnaire for Everyone (PAR-Q+), developed by CSEP, is the Canadian standard for identifying individuals who may need medical clearance before starting a fitness program. Using the PAR-Q+ demonstrates the trainer's professional standard of care and creates documentation that can be critical in defending against negligence claims.

A Canadian personal training contractor agreement is needed whenever a gym, fitness studio, wellness centre, corporate wellness program, or individual client engages a personal trainer as an independent contractor. This is one of the most common contractor relationships in the Canadian fitness industry, as many trainers operate their own businesses while working at one or more facilities.

The agreement is essential when a fitness facility brings on trainers who will work with the facility's members. The facility needs to clearly establish the contractor relationship to avoid CRA reclassification and the resulting retroactive liability for CPP contributions, EI premiums, and income tax source deductions. The agreement should also address the trainer's use of facility space, equipment, and member lists, and include non-solicitation provisions to protect the facility's client base.

A personal training agreement is also needed when an individual engages a trainer for private sessions at home, in a park, or at a condominium gym. In this context, the assumption of risk and liability waiver provisions are particularly important because the training occurs outside a supervised facility environment.

The agreement is critical for managing cancellation and no-show policies. Personal trainers who operate as independent contractors block out time for scheduled sessions and lose income when clients cancel at the last minute or fail to attend. A clearly defined cancellation policy with reasonable notice periods and late cancellation fees protects the trainer's revenue while providing the client with fair terms.

Trainers who offer specialized services such as sport-specific training, post-rehabilitation exercise programs, pre-natal and post-natal fitness, or training for individuals with chronic conditions should use this agreement to document the scope of their services, their qualifications, and the limitations of their role (e.g., they are not providing medical or physiotherapy services).

Without a written agreement, both parties lack clarity on liability, cancellation terms, payment obligations, and the critical question of employment status. A properly drafted agreement protects the trainer's business independence and the client's legal and financial interests.

The agreement must identify both parties with their full legal names and Canadian mailing addresses. For gym or facility engagements, the client is the fitness facility; for private clients, it is the individual. The trainer's information should include their business name if they operate under one, reinforcing their independent contractor status.

The independent contractor status clause must address each element of the CRA's four-fold test as applied to personal training: the trainer controls the training methods, exercises, programming, and session structure; the trainer provides their own equipment and supplies; the trainer can profit by serving multiple clients and managing their schedule efficiently, and bears the risk of losing income from cancellations; and the trainer operates independently of the facility's management structure. The clause should note that the trainer may work at other facilities or with other clients concurrently.

The certifications and qualifications section should list all professional credentials held by the trainer (CSEP-CPT, NSCA-CSCS, canfitpro PTS, etc.) and require the trainer to maintain them current, including CPR and First Aid certification. This section establishes the trainer's professional competence and supports the duty of care standard.

The scope of services should describe the training activities, the training location, and the trainer's professional responsibilities including program design, fitness assessments, and progress tracking. The health screening provision should require the trainer to conduct a PAR-Q+ or equivalent screening before commencing any training program.

Compensation provisions must specify the payment structure (per-session, hourly, monthly retainer, package rate, or revenue split), the amount in Canadian dollars, and the payment schedule. The cancellation policy should define the minimum notice period, the late cancellation fee percentage, and the no-show policy.

The assumption of risk and liability waiver should be a prominent, clearly worded section that acknowledges the inherent risks of physical exercise and releases the trainer from liability except for gross negligence or wilful misconduct. The insurance clause should require the trainer to maintain professional liability and commercial general liability insurance at their own expense.

Non-solicitation provisions are standard in gym-trainer agreements and should restrict the trainer from soliciting the facility's members for a reasonable period (6 to 12 months) after termination. The governing law clause should reference both federal Canadian law and the specific province whose laws apply.