Loans
Loan agreements and promissory notes
Debt Acknowledgment (Canada)
Create a Canadian Debt Acknowledgment where the debtor formally confirms owing a specific amount to the creditor. This template addresses Canadian limitation periods by province (2 years in Ontario, BC, and Alberta; 3 years in Quebec), criminal interest rate limits under section 347 of the Criminal Code, PPSA security interest provisions, and payment methods including Interac e-Transfer. All amounts in Canadian dollars. Covers repayment terms, interest, late penalties, collateral, and governing law referencing your selected province. Download as PDF or Word.
Loan Agreement Payment Plan (Canada)
Create a Canadian Loan Agreement Payment Plan for structured debt repayment. Compliant with the Interest Act (R.S.C. 1985, c. I-15) and Criminal Code interest rate limits. Covers payment schedules, interest, late fees, default provisions, and amounts in Canadian dollars.
Loan Agreement (Canada)
Create a legally sound Canadian loan agreement for personal or business loans. This template references the federal Interest Act (max 60% criminal rate under Criminal Code s.347), provincial PPSA registration requirements, and lets you select your governing province. Covers fixed and variable interest rates, repayment schedules, default provisions, and security/collateral options. Fill out the wizard, preview in real time, and download as PDF or Word — free.
Promissory Note (Canada)
Formalize a loan between individuals or businesses in Canada with our free Promissory Note template. This document complies with the Bills of Exchange Act (R.S.C., 1985, c. B-4) and the Interest Act (R.S.C., 1985, c. I-15), includes the Criminal Code section 347 criminal interest rate disclosure, and references the Bankruptcy and Insolvency Act. Supports interest-bearing and interest-free options, lump-sum and installment repayment schedules, late payment penalties, and province-specific governing law.
Debt Acknowledgment
Sometimes you lend money to a friend, a family member, or a business partner with nothing more than a handshake. A Debt Acknowledgment fixes that by creating a written record where the borrower formally admits they owe a specific amount. It’s not a full loan agreement — it’s simpler than that. It just confirms the debt exists, states the amount, and may outline basic repayment terms. If things go sideways, this document can be your best evidence in court. Our free template covers the debtor and creditor details, the amount owed, and repayment conditions. Download as PDF or Word.
Invoice Template
Finished a project and need to get paid? A clear, professional invoice makes sure there's no confusion about what's owed and when. It lists the services or products, quantities, rates, taxes, and payment due date — everything your client needs to process the payment without back-and-forth emails. Works for freelancers, small businesses, and contractors alike. Our template lets you add line items, set payment terms, and include your business details. Fill it out, preview instantly, and download as PDF or Word — free, no sign-up.
Loan Agreement
Lending money to a friend, family member, or business partner? Handshake deals go south fast when memories differ. A Loan Agreement puts the amount, interest rate, repayment schedule, and late-payment penalties in black and white — protecting both the lender and the borrower. It's the difference between a favor and a legal obligation. Our template covers secured and unsecured loans, prepayment terms, default remedies, and governing law. Enter the loan details, preview in real time, and download as PDF or Word — free, no account needed.
Payment Plan Agreement
Owe money but can't pay it all at once? Or someone owes you and you'd rather get paid in installments than not at all? A Payment Plan Agreement breaks a debt into manageable chunks — setting the amount, frequency, interest (if any), late fees, and what triggers a default. It protects both sides and keeps the arrangement enforceable. Our template covers the total balance, installment schedule, payment method, penalties, and acceleration clauses. Fill in the terms, preview in real time, and download as PDF or Word — free, no account needed.
Promissory Note
Lending money to a friend, family member, or business partner? A handshake isn't enough. A Promissory Note puts the loan terms in writing — the amount, interest rate, repayment schedule, and what happens if payments are missed. It protects the lender's right to collect and gives the borrower clear expectations. Whether it's a personal loan or a business advance, having it documented makes all the difference. Our free template covers principal, interest, late fees, and default terms. Fill it out, preview, and download as PDF or Word.
Loan Agreement (Contrat de prêt) — Quebec
Quebec loan agreement (contrat de prêt) governed by articles 2312 to 2332 of the Code civil du Québec. Includes interest provisions (art. 2330 CCQ), lésion protection (art. 2332 CCQ), Criminal Code s. 347 compliance, prepayment options, security (sûreté), default remedies, and bonne foi obligations per art. 1375 CCQ.